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SPECIFICTION
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Airwallex Payment Links vs Paystack

Airwallex Payment Links

airwallex.com

Paystack

paystack.com

Side by side

FigureAirwallex Payment LinksPaystack
Price from—1 NGN/mo
Free plan—Yes
Free trial——
Open source——
WebYesYes
iOS—Yes
Android—Yes
API—Yes
Plans published010
Spec score · Hosted Checkout Software6.1 (#26)8.8 (#7)
Spec score · Payment Link Software6.1 (#29)8.8 (#7)
HeadquartersSingapore and San FranciscoLagos, Nigeria

Plans

Airwallex Payment Links

No plans published.

Airwallex Payment Links pricing →

Paystack

  • AccountFree
  • Paystack transaction pricing (Nigeria)Free
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month
  • Nigeria transfers NGN 5,001–50,00025 NGN a month
  • Nigeria transfers above NGN 50,00050 NGN a month
  • Test SmartPeak P1000 terminal85,000 NGN, paid once
  • Live SmartPeak P1000 terminal100,000 NGN, paid once

Paystack pricing →

In their own words

Airwallex Payment Links

Airwallex Payment Links has no write-up on Specifiction yet; its figures are above.

Visit airwallex.com

Paystack

Paystack helps businesses in Africa accept online and in-person payments from customers around the world. Listed channels include cards, bank accounts and transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. Its APIs support one-time and recurring payments through an app or website, instant transfers, and customer identity verification. The dashboard provides reporting, alerts, exports, transaction reports, customer search, and purchase insights. Listed integrations include WooCommerce, Shopify, Chargebee, Zapier, Wix, and Xero; developer materials include an API and SDKs for Android, iOS, and Flutter. Paystack says its automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. It states that it is PCI DSS Level 1, ISO 27001:2022, and ISO 27701 certified. The pricing page lists no subscription, integration, or maintenance fee, but transaction fees apply. In Nigeria, local transactions cost 1.5% plus NGN 100; that NGN 100 is waived under NGN 2,500, with local fees capped at NGN 2,000. Automatic settlement is free and generally reaches the merchant's bank account the next working day.

Visit paystack.com