Airwallex Payments vs BitPay
Airwallex Payments
airwallex.com
BitPay
bitpay.comSide by side
| Figure | Airwallex Payments | BitPay |
|---|---|---|
| Price from | $12/mo | $1.53/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | Yes |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 8 |
| Spec score · Payment Processing Software | 9.4 (#2) | 9.5 (#1) |
| Founded | 2015 | 2011 |
| Headquarters | Singapore and San Francisco | Atlanta, Georgia, United States |
| Integrations | Airwallex-maintained payment plugins are available for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. | BitPay lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. |
| Rating on Apple App Store | 4.8 out of 5 from 582 ratings. | 4.3 out of 5 from 3.7K ratings. |
| Rating on G2 | 4.1 out of 5 from 55 reviews. | 4.0 out of 5 from 21 reviews. |
| Rating on Google Play | 3.9 out of 5 from 1.26K reviews. | 4.0 out of 5 from 13.7K reviews. |
| Rating on Trustpilot | 2.8 out of 5 from 2,584 reviews. | 1.2 out of 5 from 299 reviews. |
| Security | Airwallex’s Trust Center lists PCI DSS, SOC 1, SOC 2, Visa Service Provider, and ISO/IEC 27001 among its compliance areas, and lists PCI DSS Level 1 certification documents. | BitPay's Trust Center lists SOC 3, SOC 1 Type 2, SOC 2 Type 2, NY DFS cybersecurity requirements, and DORA information. |
| Security compliance | Airwallex's Trust Center lists PCI DSS, SOC 1 Type 2, SOC 2 Type 2, ISO/IEC 27001, GDPR, DORA and Visa Service Provider compliance materials. | BitPay reports SOC 3 publicly and maintains SOC 1 Type 2, SOC 2 Type 2, NY DFS cybersecurity and EU DORA controls. |
| Settlement | Like-for-like settlement lets merchants receive payments into their Airwallex Wallet in the currency charged, avoiding unnecessary conversion to their home currency. | Merchants can settle in fiat, crypto or a combination, with fiat deposited to bank accounts in supported countries. |
| Support | The pricing page lists help centre articles, FAQs, and email support across the displayed plans; Accelerate also lists a dedicated account manager and onboarding support. | BitPay directs users to its Support Center and offers assistance through the BitBot support interface. |
| What it does | Airwallex Payments lets businesses collect shopper payments globally and connect acceptance with multi-currency settlement, conversion and financial management. | BitPay provides crypto payment acceptance, payouts, invoicing, settlement and self-custody wallet tools for businesses and individuals. |
Plans
Airwallex Payments
- ExploreFree
- ExploreFree
- Grow$12 a month
- AcceleratePriced on request
- Domestic card acceptancePrice not published
- International card acceptancePrice not published
- Local payment methodsPrice not published
- Subscription managementPrice not published
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
In their own words
Airwallex Payments
Airwallex Payments helps businesses accept international payments and settle, convert, and manage funds through its financial platform. Merchants can take cards and more than 160 local payment methods, although availability depends on the merchant entity’s location. Checkout choices include hosted pages, embedded components, payment links, eCommerce plugins, and the Payments API; dedicated iOS and Android SDKs support app checkout. Like-for-like settlement can put funds in the currency charged into an Airwallex Wallet. Payment acceptance tools include smart routing, automatic retries, message optimization, and 3D Secure logic. Real-time fraud evaluation, configurable risk rules, and dispute management are available through the web app or API. Maintained plugins are listed for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. Explore is free per user/month; Grow is $12 per user/month plus a team-size-based platform fee. Processing fees apply to both, including 2.8% + $0.30 for domestic cards and 4.30% + $0.30 for international cards.
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.