Airwallex Payments vs PayPal Multiparty Payments
Airwallex Payments
airwallex.comPayPal Multiparty Payments
developer.paypal.comSide by side
| Figure | Airwallex Payments | PayPal Multiparty Payments |
|---|---|---|
| Price from | $12/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 1 |
| Spec score · Marketplace Payment Platforms | 9.4 (#1) | 7.8 (#6) |
| Integrations | Airwallex-maintained payment plugins are available for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. | Multiparty checkout uses the PayPal JavaScript SDK and supports client-side and server-side integration. |
| Purpose | Airwallex Payments lets businesses accept global shopper payments and settle, convert, and manage funds through its financial platform. | PayPal Complete Payments Platform provides multiparty payment processing for marketplaces and platforms, including global seller onboarding. |
| Security | Airwallex’s Trust Center lists PCI DSS, SOC 1, SOC 2, Visa Service Provider, and ISO/IEC 27001 among its compliance areas, and lists PCI DSS Level 1 certification documents. | PayPal's developer security guidance requires HTTPS for API and SDK requests and says HTTPS is enforced on all endpoints. |
| Support | The pricing page lists help centre articles, FAQs, and email support across the displayed plans; Accelerate also lists a dedicated account manager and onboarding support. | The developer site lists FAQs, account help, and technical support among its help resources. |
| Target users | The payments page describes use by eCommerce stores, subscription businesses, online marketplaces, and platforms. | Packaged solutions are listed for marketplaces, ecommerce and shopping carts, sharing and gig economy platforms, technology partners, payment service providers, and crowdfunding. |
Plans
Airwallex Payments
- ExploreFree
- ExploreFree
- Grow$12 a month
- AcceleratePriced on request
- Domestic card acceptancePrice not published
- International card acceptancePrice not published
- Local payment methodsPrice not published
- Subscription managementPrice not published
PayPal Multiparty Payments
- PayPal Complete Payments PlatformPriced on request
In their own words
Airwallex Payments
Airwallex Payments helps businesses accept international payments and settle, convert, and manage funds through its financial platform. Merchants can take cards and more than 160 local payment methods, although availability depends on the merchant entity’s location. Checkout choices include hosted pages, embedded components, payment links, eCommerce plugins, and the Payments API; dedicated iOS and Android SDKs support app checkout. Like-for-like settlement can put funds in the currency charged into an Airwallex Wallet. Payment acceptance tools include smart routing, automatic retries, message optimization, and 3D Secure logic. Real-time fraud evaluation, configurable risk rules, and dispute management are available through the web app or API. Maintained plugins are listed for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. Explore is free per user/month; Grow is $12 per user/month plus a team-size-based platform fee. Processing fees apply to both, including 2.8% + $0.30 for domestic cards and 4.30% + $0.30 for international cards.
PayPal Multiparty Payments
PayPal Multiparty Payments is a payment-processing offering within PayPal Complete Payments Platform for marketplaces and other platforms. It supports global seller onboarding subject to local regulations and compliance rules, with payment acceptance, partner fees, foreign exchange, payouts, and dispute and chargeback management. Checkout options include PayPal, Pay Later, Venmo in the US, alternative payment methods, and credit or debit cards. Expanded Checkout adds customizable branded card fields, while its fraud tools can be customized. Multiparty checkout uses the PayPal JavaScript SDK and supports client-side and server-side integration. The platform is available only to approved partners, though sandbox testing is available before approval; advanced card payments also require vetting and underwriting. Multi-merchant orders are limited to 10 purchase units, with a 20-second API response timeout. Platform fees are not supported for first-party integrations. Pricing is on request.