AllCloud Loan Management System vs UnPay Loan Management System
AllCloud Loan Management System
allcloud.inUnPay Loan Management System
unpay.coSide by side
| Figure | AllCloud Loan Management System | UnPay Loan Management System |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 3 |
| Spec score · Loan Management Software | 7.7 (#10) | 7.4 (#18) |
| Headquarters | Hyderabad, India | Kolkata, West Bengal, India |
| Intended users | The vendor describes the LMS as built for banks, NBFCs, MFIs, and digital lenders, including digital, assisted, and field-led lending operations. | The product page names NBFCs, microfinance providers, housing finance, vehicle and equipment finance, embedded lenders, and asset reconstruction as intended users. |
| Purpose | The loan management system handles post-disbursement repayments, collections, accounting, and compliance for banks, NBFCs, MFIs, and digital lenders. | The system handles loan servicing from disbursement through repayment and closure. |
Plans
UnPay Loan Management System
- BuildFree
- EnterprisePrice not published
- ScalePriced on request
In their own words
AllCloud Loan Management System
AllCloud Loan Management System manages post-disbursement repayments, collections, accounting, and compliance for banks, NBFCs, MFIs, and digital lenders. Its servicing capabilities include EMI and interest calculations, repayment schedules, overdue tracking, collections, recovery workflows, accounting, and reconciliation. The system supports auto, business, MSME, personal, microfinance, gold, home, EV, and loan-against-property products on one platform. Lenders can handle amendments, part-prepayments, foreclosures, restructures, closures, and recalculations. It provides centralized loan and collateral document management, account statements, certificates, and reporting tools. Borrower alerts can be sent by SMS, WhatsApp, email, or app notifications, and the API-first architecture can connect to mobile apps and customer portals. AllCloud describes the system as multi-tenant SaaS, with dedicated deployment as an option. The vendor says it maintains RBI-aligned audit trails, transaction logs, compliance MIS, and CIC and regulatory reporting support. Pricing is on request.
UnPay Loan Management System
UnPay Loan Management System has no write-up on Specifiction yet; its figures are above.