Alloy Embedded vs ClearSale
Alloy Embedded
alloy.com
ClearSale
clear.saleSide by side
| Figure | Alloy Embedded | ClearSale |
|---|---|---|
| Price from | — | $250/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 2 |
| Spec score · Fraud Detection Software | 8.0 (#8) | 8.1 (#6) |
| Founded | 2015 | 2001 |
| Headquarters | New York, New York, United States | ClearSale lists its North America headquarters at 7300 Biscayne Boulevard, Miami, Florida 33138. |
| Integrations | Alloy describes an API-first architecture and low-code SDKs for embedding its tools into BaaS stacks, including integrations with payment processors, card issuers, and ledgering platforms. | ClearSale lists integrations and developer guides for Shopify, Magento, BigCommerce, WooCommerce, VTEX, Salesforce Commerce Cloud, and other ecommerce platforms. |
| Security and compliance | Alloy’s Trust Center lists SOC 2 and ISO 27001:2022 among its compliance materials. | The homepage describes ClearSale as GDPR compliant and labels the service secure by design. |
| What it does | Alloy provides identity and fraud risk tools for financial institutions and fintechs, including onboarding, fraud prevention, and compliance. | ClearSale provides ecommerce fraud prevention using AI and human expertise to reduce fraud and chargebacks and approve legitimate orders. |
Plans
ClearSale
- Growth plans with Chargeback Guarantee$250 a month
- Custom solutionsPriced on request
In their own words
Alloy Embedded
Alloy Embedded provides identity and fraud risk controls for sponsor banks, BaaS providers, and fintechs. It centralizes KYC, KYB, AML, and fraud prevention policies across fintech partners, with real-time monitoring of partner activity and transactions. A portfolio dashboard shows aggregated partner performance for oversight, audit, and reporting; sponsor banks can also set partner autonomy and guardrails through parent-child accounts. Teams can create cloneable risk rulesets without coding and tailor controls to product type and partner maturity. Fraud detection analyzes identity, behavioral, and transaction data and can flag synthetic identities, account takeovers, and mule activity. The web SDK supports document checks, phone-based identity verification, and device risk assessment. Alloy says its API-first architecture and low-code SDKs integrate with payment processors, card issuers, and ledgering platforms. Pricing is on request; the embedded finance page offers complimentary audit access. Alloy lists SOC 2 and ISO 27001:2022 among its compliance materials and says data is encrypted in transit with TLS 1.2 and at rest with AES-256.