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Alloy Embedded

Ch 186.7of 51 Identity Verification Software
  1. 1Runs onAndroid, API, iOS, Web
  2. 2CostsNot stated by the maker
  3. 3Document verificationYes
2 lines stated Written from the maker's own pages: alloy.com
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The Alloy Embedded homepage

Overview

Alloy Embedded is ranked #18 of 51 in identity verification software on Specifiction. It runs on Android, API, iOS, Web.

Compared on identity verification software

Document verification
Yesalloy.com

Facts

What it does
Alloy provides identity and fraud risk tools for financial institutions and fintechs, including onboarding, fraud prevention, and compliance.alloy.com · 4 Oct 2026
Embedded finance
Alloy says it supports sponsor banks, BaaS platforms, and fintechs with shared identity and risk policies and partner oversight.alloy.com · 4 Oct 2026
Embedded finance coverage
The platform can support KYC, KYB, AML, and fraud prevention policies across fintech partners, with real-time partner activity monitoring.alloy.com · 4 Oct 2026
Payments and lending
Alloy describes its role in embedded payments and lending as verifying identities, monitoring transactions, and applying AML and fraud controls.alloy.com · 4 Oct 2026
Integrations
Alloy says its API-first architecture and low-code SDKs integrate with payment processors, card issuers, and ledgering platforms.alloy.com · 4 Oct 2026
Identity verification
The Alloy Web SDK supports document verification, phone-based identity verification, and device risk assessment in web applications.developer.alloy.com · 4 Oct 2026
SDK limits
The Web SDK wraps third-party providers for web applications; the page does not describe native mobile or desktop SDK support.developer.alloy.com · 4 Oct 2026
Fraud features
Alloy describes document and biometric analysis, liveness detection, and predictive Fraud Signal models for identifying fraud patterns.alloy.com · 4 Oct 2026
Workflow controls
Alloy offers configurable escalation rules and a no-code workflow builder with parameters for risk tier, channel, customer segment, geography, or product type.alloy.com · 4 Oct 2026
Scale
Alloy says its identity verification platform connects customers to more than 270 data solutions through one integration.alloy.com · 4 Oct 2026
Security
Alloy states that it encrypts data in transit with TLS 1.2 and at rest with AES-256, and that it uses bcrypt for passwords.alloy.com · 4 Oct 2026
Compliance
Alloy's Trust Center lists SOC 2 and ISO 27001:2022 among its compliance credentials.trust.alloy.com · 4 Oct 2026
Support
Alloy's developer hub directs customers to submit support requests and access FAQs and support articles.uk.alloy.com · 4 Oct 2026
Pricing
The opened embedded finance page offers complimentary audit access and invites visitors to discuss their needs; it does not state a product price.alloy.com · 4 Oct 2026
Target customers
Alloy identifies banks, credit unions, sponsor banks, and fintechs among the organizations it works with.alloy.com · 4 Oct 2026
Purpose
Alloy for Embedded Finance helps sponsor banks and BaaS providers enforce compliance and risk controls across partner portfolios.alloy.com · 5 Oct 2026
Intended users
The product is presented for sponsor banks, BaaS providers, and fintechs.alloy.com · 5 Oct 2026
Risk policies
Users can create and enforce cloneable risk rulesets without coding.alloy.com · 5 Oct 2026
Portfolio oversight
A single dashboard provides a view of risk across a partner portfolio, with aggregated analytics for partner performance, audit, and reporting.alloy.com · 5 Oct 2026
Partner controls
Controls can be tailored to a fintech partner’s product type and maturity, and partners can receive visibility into their policies and performance.alloy.com · 5 Oct 2026
Parent-child accounts
Sponsor banks can set different levels of autonomy and guardrails for fintech partners through a parent-child account configuration.alloy.com · 5 Oct 2026
Compliance coverage
The platform centralizes KYC, KYB, AML, and fraud prevention policies across fintech partners.alloy.com · 5 Oct 2026
Fraud detection
The product analyzes identity, behavioral, and transaction data in real time and can flag synthetic identities, account takeovers, and mule activity.alloy.com · 5 Oct 2026
Partner network
Alloy says its embedded finance partner ecosystem includes over 200 data solutions.alloy.com · 5 Oct 2026
Complimentary access
The page offers complimentary audit access to the embedded finance solution.alloy.com · 5 Oct 2026
Security and compliance
Alloy’s Trust Center lists SOC 2 and ISO 27001:2022 among its compliance materials.trust.alloy.com · 5 Oct 2026
Company
Alloy says it was founded in 2015 and lists its address as 88 University Place, 4th Floor, New York, NY 10003.alloy.com · 5 Oct 2026

Company

Founded
2015alloy.com · 28 Sept 2026
Headquarters
New York, New York, United Statesalloy.com · 28 Sept 2026

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