Alloy Embedded vs Footprint
Alloy Embedded
alloy.comFootprint
onefootprint.comSide by side
| Figure | Alloy Embedded | Footprint |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 0 |
| Spec score · KYC Software | 8.0 (#8) | 7.7 (#12) |
| Company | Alloy says it was founded in 2015 and lists its address as 88 University Place, 4th Floor, New York, NY 10003. | The maker identifies the company as One Footprint Inc.; an investor profile states it was established in 2022 and is headquartered in New York, USA. |
| Founded | 2015 | The company said in May 2024 that Footprint was started almost two years earlier. |
| Headquarters | New York, New York, United States | The privacy policy lists One Footprint Inc. at 201 Varick Street, New York, NY 10014. |
| Integrations | Alloy describes an API-first architecture and low-code SDKs for embedding its tools into BaaS stacks, including integrations with payment processors, card issuers, and ledgering platforms. | The maker lists pre-built integrations with LexisNexis, Experian, ComplyAdvantage, and government registries. |
| Target customers | Alloy identifies banks, credit unions, sponsor banks, and fintechs among the organizations it works with. | Footprint says Percy is built for financial institutions, fintechs, and enterprises, and that banks can use Trust Fabric organizational memory as a standalone product. |
In their own words
Alloy Embedded
Alloy Embedded provides identity and fraud risk controls for sponsor banks, BaaS providers, and fintechs. It centralizes KYC, KYB, AML, and fraud prevention policies across fintech partners, with real-time monitoring of partner activity and transactions. A portfolio dashboard shows aggregated partner performance for oversight, audit, and reporting; sponsor banks can also set partner autonomy and guardrails through parent-child accounts. Teams can create cloneable risk rulesets without coding and tailor controls to product type and partner maturity. Fraud detection analyzes identity, behavioral, and transaction data and can flag synthetic identities, account takeovers, and mule activity. The web SDK supports document checks, phone-based identity verification, and device risk assessment. Alloy says its API-first architecture and low-code SDKs integrate with payment processors, card issuers, and ledgering platforms. Pricing is on request; the embedded finance page offers complimentary audit access. Alloy lists SOC 2 and ISO 27001:2022 among its compliance materials and says data is encrypted in transit with TLS 1.2 and at rest with AES-256.
Footprint
Footprint is an AI risk and compliance platform from One Footprint Inc. Its Percy agent investigates cases by collecting information, checking sources against one another, and recording reasoning. Teams can convert existing procedures into auditable agents and refine them in plain language without code. Listed workflows include KYC, KYB, AML watchlist screening, enhanced due diligence, commercial onboarding, transaction monitoring, adverse media, sanctions screening, alert triage, and fraud detection. Footprint says Percy connects with LexisNexis, ComplyAdvantage, government registries, and other data providers, with verification against more than 100 sources across more than 100 countries. Reports contain citations, timestamps, and task-by-task trails. Agent changes are versioned and tested, and teams can backtest agents against resolved cases before production. Trust Fabric maintains organizational memory across compliance areas, with human approval for proposed memories and traces for quality inspection. The product is aimed at financial institutions, fintechs, and enterprises, with dashboard and API access. Pricing is available on request.