Alloy Embedded vs Ondato
Alloy Embedded
alloy.comOndato
ondato.comSide by side
| Figure | Alloy Embedded | Ondato |
|---|---|---|
| Price from | — | €600/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 3 |
| Spec score · Identity Verification Software | 8.0 (#13) | 7.6 (#30) |
| Spec score · KYC Software | 8.0 (#8) | 7.7 (#13) |
| Company | Alloy says it was founded in 2015 and lists its address as 88 University Place, 4th Floor, New York, NY 10003. | Ondato says it was founded in 2018 and lists its headquarters at 11 Cundy Road Custom House, London, United Kingdom, E16 3DJ. |
| Founded | 2015 | 2018 |
| Headquarters | New York, New York, United States | London, United Kingdom |
| Integrations | Alloy describes an API-first architecture and low-code SDKs for embedding its tools into BaaS stacks, including integrations with payment processors, card issuers, and ledgering platforms. | Ondato offers no-code verification links, web and mobile SDKs, and APIs for integration with existing systems. |
| Security | Alloy states that it encrypts data in transit with TLS 1.2 and at rest with AES-256, and that it uses bcrypt for passwords. | Ondato states that it is ISO/IEC 27001:2022 certified, has eIDAS and ETSI compliance, and protects sensitive information at rest and in transit. |
| Support | The product page invites prospective customers to schedule a demo and says Alloy will discuss their needs and answer questions. | The site directs prospective customers to book a demo or talk to sales for personalized offers and product information. |
Plans
Ondato
- Business Onboarding (KYB)€600 a month
- Age VerificationPrice not published
- Identity VerificationPrice not published
In their own words
Alloy Embedded
Alloy Embedded provides identity and fraud risk controls for sponsor banks, BaaS providers, and fintechs. It centralizes KYC, KYB, AML, and fraud prevention policies across fintech partners, with real-time monitoring of partner activity and transactions. A portfolio dashboard shows aggregated partner performance for oversight, audit, and reporting; sponsor banks can also set partner autonomy and guardrails through parent-child accounts. Teams can create cloneable risk rulesets without coding and tailor controls to product type and partner maturity. Fraud detection analyzes identity, behavioral, and transaction data and can flag synthetic identities, account takeovers, and mule activity. The web SDK supports document checks, phone-based identity verification, and device risk assessment. Alloy says its API-first architecture and low-code SDKs integrate with payment processors, card issuers, and ledgering platforms. Pricing is on request; the embedded finance page offers complimentary audit access. Alloy lists SOC 2 and ISO 27001:2022 among its compliance materials and says data is encrypted in transit with TLS 1.2 and at rest with AES-256.