Aplazo vs Riverty
Aplazo
aplazo.mxRiverty
riverty.comSide by side
| Figure | Aplazo | Riverty |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 8 |
| Spec score · Buy Now, Pay Later Platforms | 7.9 (#9) | 8.4 (#3) |
| Integrations | APLAZO says it offers integrations for popular e-commerce platforms and an API for developers. | Official integration documentation lists Magento, Shopify, WooCommerce, Shopware, PrestaShop, Lightspeed, JTL, OXID, Myshop and Divide.o. |
| What it does | APLAZO lets people buy in participating online and physical stores and pay in installments without needing a credit card. | Riverty is an online payment provider offering buy-now-pay-later, debt collection, accounting, parking and public-transport payment services. |
Plans
Riverty
- PauseFree
- 14/30-day invoicePriced on request
- Direct debitPriced on request
- Fixed installmentsPriced on request
- FlexPriced on request
- Monthly invoicePriced on request
- Pay in 3Priced on request
- Riverty Buy Now, Pay LaterPriced on request
In their own words
Aplazo
APLAZO lets people pay for purchases in participating online and physical stores across Mexico in installments without a credit card. Customers can use online checkout, scan a QR code in a physical store, or generate an in-app virtual card for a selected store and purchase amount. Depending on the store, account and purchase, schedules include 1, 3, 5, 8 or up to 12 biweekly installments. Eligible purchases over $5,000 MXN may qualify for monthly payments of 3, 6 or 12 months when APLAZO is offered directly by the merchant. Virtual-card purchases remain biweekly, and the card will not work at a different store. Before confirming, customers can review payment amounts, dates, total cost and applicable charges; early payments are available in the app. Registration requires identification, a selfie, a mobile number and personal details, but prior credit history is not required. Spending amounts and terms depend on the account and purchase. The service is listed as free and is available on Android, iOS, web and API. Merchants can use integrations, a developer API and a PrestaShop module.