Riverty

Spec sheet

What it does

Riverty is an online payment provider offering buy-now-pay-later, debt collection, accounting, parking and public-transport payment services.Read 15 Oct 2026 · riverty.com

Integrations

Official integration documentation lists Magento, Shopify, WooCommerce, Shopware, PrestaShop, Lightspeed, JTL, OXID, Myshop and Divide.o.Read 15 Oct 2026 · docs.riverty.com

Founded

2022Read 28 Sep 2026 · riverty.com

API and developer access

The company directs merchants to its developer portal for APIs, sandbox environments, integration guides, and test credentials for enterprise BNPL integration.Read 7 Oct 2026 · riverty.com

API authentication

Merchants authenticate API calls with an X-Auth-Key issued per webshop and country, and can test it with GetVersion.Read 15 Oct 2026 · docs.riverty.com

API environments

BNPL documentation provides separate Partner Test and Live endpoints, with live access only after integration completion.Read 15 Oct 2026 · docs.riverty.com

App availability

Riverty links users to download its app, and its site identifies App Store and Google Play as download destinations.Read 7 Oct 2026 · riverty.com

Collection API

The debt-collection API is RESTful, exchanges JSON and exposes claim, transaction and document functionality.Read 15 Oct 2026 · docs.riverty.com

Company history

Riverty says its roots reach back to a Bertelsmann financial-services business founded in the 1960s.Read 15 Oct 2026 · riverty.com

Company scale

Riverty's about page reports 4,000 experts in 12 countries and more than one billion transactions.Read 15 Oct 2026 · riverty.com

Consumer app

The app brings invoices and payments together, supports reminders, returns, payment pauses and one-click payment.Read 15 Oct 2026 · play.google.com

Consumer payment extension

For online shopping, Riverty says users can postpone payment for 7 days free or extend the term by 14, 30, or 60 days for a fee.Read 7 Oct 2026 · riverty.com

Customer support

Riverty says its customer service team handles payment-related BNPL support, while its help page routes consumers by country.Read 7 Oct 2026 · riverty.com

Dispute handling

Riverty says it pauses invoice reminders during disputes and provides automated dispute management for merchants.Read 15 Oct 2026 · riverty.com

Documentation scope

The docs portal covers BNPL, free-flow parking, accounting as a service and Back in Flow integrations and technical specifications.Read 15 Oct 2026 · docs.riverty.com

Flexible payments

Consumers can bundle purchases, pause invoices, reschedule payments or choose installment amounts in the app.Read 15 Oct 2026 · riverty.com

Fraud prevention

Merchant services include real-time risk scoring, machine-learning fraud models, account-takeover protection and stop-order requests.Read 15 Oct 2026 · riverty.com

Legal maker

The website operator is Riverty Group GmbH, registered in Baden-Baden, Germany.Read 15 Oct 2026 · riverty.com

Limit: app reliability

Independent AppWereld reviews report blank screens, failed payments, missing orders, login problems and late fees during unresolved issues.Read 15 Oct 2026 · appwereld.nl

Limit: collection charges

Trustpilot complaints include collection fees added to relatively small balances after disputed or unclear payment communication.Read 15 Oct 2026 · trustpilot.com

Limit: workload

Glassdoor reviewers mention periods of heavy workload and uneven onboarding experiences.Read 15 Oct 2026 · glassdoor.com

LinkedIn size

LinkedIn lists Riverty as a public financial-services company headquartered in Baden-Baden with 5,001–10,000 employees.Read 15 Oct 2026 · linkedin.com

Maker ownership

Bertelsmann describes Riverty as its fintech division and wholly owns the Arvato Group that contains it.Read 15 Oct 2026 · bertelsmann.com

Merchant analytics

Merchant dashboards provide real-time views of payments, returns and customer activity.Read 15 Oct 2026 · riverty.com

Merchant checkout

Its Buy Now, Pay Later offering supports merchants from checkout through post-purchase with flexible payment options.Read 7 Oct 2026 · riverty.com

News: Luxembourg bank

A May 27, 2026 release said Riverty received an EU CRR banking licence and planned July operations serving more than 1,800 merchants and about 25 million customers.Read 15 Oct 2026 · presseportal.de

Pay in 3 limit

Riverty describes Pay in 3 as three equal payments with zero interest, designed for Dutch consumers.Read 7 Oct 2026 · riverty.com

Payment choices

Listed merchant payment methods include monthly invoices, 14- or 30-day invoices, direct debit, Pay in 3, and fixed installments.Read 7 Oct 2026 · riverty.com

Payment coverage

The business payment page says Riverty operates across seven countries with cross-border capability.Read 15 Oct 2026 · riverty.com

Praise: app convenience

App Store and Trustpilot users praise the single overview for invoices, orders and payment management.Read 15 Oct 2026 · apps.apple.com

Praise: payment flexibility

Trustpilot reviewers repeatedly praise paying after payday, adding extra days and managing invoices in the app.Read 15 Oct 2026 · trustpilot.com

PSP integrations

Riverty names Adyen, Mollie, Pay and Buckaroo as PSP or platform partners for activation.Read 15 Oct 2026 · riverty.com

Public API

The e-commerce API uses REST and documents operations with parameters, responses, sample requests and platform examples.Read 15 Oct 2026 · docs.riverty.com

Rating on Apple App Store

4.7 out of 5 from 164 ratingsRead 15 Oct 2026 · apps.apple.com

Rating on Glassdoor

3.7 out of 5 from 139 reviewsRead 15 Oct 2026 · glassdoor.com

Rating on Google Play

3.2 out of 5 from 27.1K reviewsRead 15 Oct 2026 · play.google.com

Rating on Trustpilot

4.5 out of 5 from 68,969 reviewsRead 15 Oct 2026 · trustpilot.com

Recurring-payments APIs

Recurring Payments uses a required Customer API plus optional Subscription and Partner Financing APIs, with token generation and risk checks required.Read 15 Oct 2026 · docs.riverty.com

Regulation

Riverty describes itself as a BaFin-regulated payment institution and says it maintains regulatory compliance in the European markets where it operates.Read 7 Oct 2026 · riverty.com

Regulatory status

The German imprint identifies Riverty GmbH as a BaFin-authorized PSD2 payment institution.Read 15 Oct 2026 · riverty.com

Returns

Users can report returns in the app and Riverty adjusts the invoice after the retailer confirms the return.Read 15 Oct 2026 · riverty.com

Security claim

Riverty says it applies bank-level security standards, continuous suspicious-activity monitoring and EU privacy rules.Read 15 Oct 2026 · riverty.com

Support channel

Documentation directs industry-specific API questions to sales representatives or a key account manager and links to operational status.Read 15 Oct 2026 · docs.riverty.com

Who it serves

Riverty says it serves individuals and societies with financial products and supports businesses with payments, accounting, and debt collection.Read 7 Oct 2026 · riverty.com

Plans and prices

Every Riverty plan and price →

Where Specifiction places it

• Buy Now, Pay Later Platforms#3 of 268.4