Tech riderRev. 8 Oct 2026

Billie

Ch 067.2of 26Buy Now, Pay Later Platforms

1Runs onAndroid, iOS, Web
2Checkout channelsomnichannel
3Repayment terms7 to 120 days; 30 to 120 days for buyer-facing pay-later terms; installments; pay on account
4Merchant platformsKlarna, Adyen, Stripe, Kustom, Mollie, Shopware, JTL, WooCommerce
5Merchant settlementsame day
6Consumer regionsGermany, France, Netherlands, Sweden, Norway, Finland, Austria, Spain, Denmark, Switzerland, United Kingdom
7Merchant dashboardYes

7 lines stated Written from the maker's own pages: billie.io

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Overview

Billie is ranked #6 of 26 in buy now, pay later platforms on Specifiction. It runs on Android, iOS, Web.

Billie plans and pricing

All plans

Billie cards Free No monthly fee or interest; 1% fee on foreign-currency transactions No minimum spend or contract term · Up to 45 days to pay billie.io · 8 Oct 2026

Billie business payments Pricing not stated on the opened pages; demo request offered billie.io · 8 Oct 2026

Compared on buy now, pay later platforms

Checkout channels: omnichannelbillie.io
Repayment terms: 7 to 120 days; 30 to 120 days for buyer-facing pay-later terms; installments; pay on accountbillie.io
Merchant platforms: Klarna, Adyen, Stripe, Kustom, Mollie, Shopware, JTL, WooCommercebillie.io
Merchant settlement: same daybillie.io
Consumer regions: Germany, France, Netherlands, Sweden, Norway, Finland, Austria, Spain, Denmark, Switzerland, United Kingdombillie.io
Merchant dashboard: Yesbillie.io

Facts

Product: Billie provides B2B payment solutions, including invoice payment, installments, and trade accounts.billie.io · 8 Oct 2026
Business model: Billie offers businesses factoring and buy-now-pay-later services for business purchases.billie.io · 8 Oct 2026
Merchant payment: Merchants are paid upfront while business buyers can choose a payment term.billie.io · 8 Oct 2026
Use cases: The product is presented for e-commerce merchants, marketplaces, and digital platforms selling to businesses.billie.io · 8 Oct 2026
Sales channels: Billie supports online shops, telesales, and in-person sales.billie.io · 8 Oct 2026
Integrations: Integration options include direct REST API, SDK, shop plugins, Adyen, Klarna, Kustom, Mollie, and Stripe.billie.io · 8 Oct 2026
Credit risk: Billie says it assumes the full credit and default risk after a successful purchase.billie.io · 8 Oct 2026
Payment limits: The Stripe page states buyer purchase limits of up to €25,000 and a 30-day payment term.billie.io · 8 Oct 2026
Card features: Billie cards are described as physical, virtual, and single-use cards with per-card limits and rules.billie.io · 8 Oct 2026
Card accounting: The card page names DATEV and Lexware integrations and says receipts are matched automatically and transactions booked directly.billie.io · 8 Oct 2026
Security and regulation: The card page says the cards are issued by Pliant Oy, an authorized electronic money institution regulated by Finland's FIN-FSA.billie.io · 8 Oct 2026
Support: Billie directs payment and integration questions to its help center and developer portal; its imprint says the chatbot resolves around 75% of inquiries immediately.billie.io · 8 Oct 2026
Availability: The Stripe page lists merchant sales to Germany, France, the Netherlands, Sweden, Norway, Finland, Austria, Spain, Denmark, Switzerland, and the UK.billie.io · 8 Oct 2026
Company: Billie GmbH lists its address as Am Postbahnhof 15, 10243 Berlin, Germany.billie.io · 8 Oct 2026