Tech riderRev. 9 Oct 2026

ViaBill

Ch 027.4of 26Buy Now, Pay Later Platforms

1Runs onAndroid, API, iOS, Web
2CostsFree plan
3Checkout channelsomnichannel
4Repayment terms4 installments: first at purchase, then three monthly payments
5Merchant platformsShopify, WooCommerce, Magento, PrestaShop, Drupal, VirtueMart, Ucommerce, Sitecore, OpenCart, Umbraco
6Merchant settlementscheduled
7Consumer regionsDenmark, United States, Spain
8Merchant dashboardYes

8 lines stated Written from the maker's own pages: viabill.com

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Overview

ViaBill lets shoppers buy now and repay purchases in installments, with checkout for online stores and omnichannel use. ViaBill Free divides a purchase into four monthly payments: one at purchase and three over the following months, with no interest or fees at selected stores. Its listed Free terms include 250 EUR of credit, 0% variable interest, 0% APR, a total credit cost of 0 EUR and a fixed 365-day agreement period. The Free and Plus pages advertise access to up to 50,000 DKK, subject to account and product terms. Plus offers repayment over as many as 24 monthly payments and access to a virtual or physical Mastercard for 29 DKK per month; Plus terms also specify a 3.99 EUR account fee with each monthly installment. The app displays credit limit, balance, payments and transactions. ViaBill runs on Android, iOS and web, and offers an API for merchants. Merchant integrations include Shopify, WooCommerce, Magento, PrestaShop, Drupal and OpenCart. The company says it pays merchants upfront and bears purchase risk through its service. Pricing is available on request.

Who it is for

ViaBill suits shoppers who want installment payments at selected stores and merchants seeking a buy-now-pay-later checkout option. Merchants can use listed platform integrations or a direct API integration.

What is good

Free terms list 0% APR and 0 EUR total credit cost.
Free splits purchases into four monthly payments.
Plus allows repayment over up to 24 monthly payments.
App displays balances, payments and transactions.
Merchant integrations include Shopify and WooCommerce.

What to know first

Free agreement period is fixed at 365 days.
Plus card costs 29 DKK per month.
Plus terms specify a 3.99 EUR fee with each monthly installment.
Merchant pricing is available on request.

Verdict

ViaBill sets out a four-payment Free option and a longer Plus schedule, with app access to account activity. Shoppers and merchants should check the applicable account terms and merchant pricing before choosing it.

ViaBill plans and pricing

All plans

ViaBill Free Free 250 EUR credit · 4 monthly payments · available for 1 year viabill.com · 9 Oct 2026

Compared on buy now, pay later platforms

Checkout channels: omnichannelviabill.com
Repayment terms: 4 installments: first at purchase, then three monthly paymentsviabill.com
Merchant platforms: Shopify, WooCommerce, Magento, PrestaShop, Drupal, VirtueMart, Ucommerce, Sitecore, OpenCart, Umbracoviabill.com
Merchant settlement: scheduledviabill.com
Consumer regions: Denmark, United States, Spainviabill.com
Merchant dashboard: Yesviabill.com

Facts

What it does: ViaBill lets shoppers buy now and pay later in installments.viabill.com · 9 Oct 2026
Free payments: ViaBill Free splits purchases into four monthly payments with no interest or fees, at selected online stores.viabill.com · 9 Oct 2026
Credit limit: The Free and Plus pages advertise access to up to 50,000 DKK, subject to the account and product terms.viabill.com · 9 Oct 2026
Longer installments: ViaBill Plus offers repayment over up to 24 monthly payments.viabill.com · 9 Oct 2026
Mastercard: ViaBill Plus includes access to a virtual or physical ViaBill Mastercard for online and in-store shopping; the card costs 29 DKK per month.viabill.com · 9 Oct 2026
App: The ViaBill app shows the account’s credit limit, balance, payments, and transactions.viabill.com · 9 Oct 2026
Merchant integrations: The merchant page lists integrations including Shopify, WooCommerce, Magento, PrestaShop, Drupal, OpenCart, and others.viabill.com · 9 Oct 2026
API: ViaBill says merchants can integrate directly through its API for a customized experience.viabill.com · 9 Oct 2026
Merchant risk: ViaBill says it bears 100% of the risk for purchases made through its service.viabill.com · 9 Oct 2026
Merchant fees: The Danish merchant page states a transaction fee of 2.95% per transaction and says customized offers are available.viabill.com · 9 Oct 2026
Security and privacy: ViaBill says personal data transfers follow applicable data protection law and appropriate security measures.viabill.com · 9 Oct 2026
Regulatory status: ViaBill says it has operated since 2009 and is supervised by the Danish Financial Supervisory Authority.viabill.com · 9 Oct 2026
Installments: ViaBill says customers can split purchases into four installments, with the first paid at purchase and the next three over the following three months without interest.viabill.com · 9 Oct 2026
Free credit terms: ViaBill Free lists a 250 EUR credit amount, four payments, 0% variable interest, 0% APR, and total credit cost of 0 EUR.viabill.com · 9 Oct 2026
Free plan duration: ViaBill Free has a fixed agreement period of 365 days.viabill.com · 9 Oct 2026
Paid plan fees: ViaBill Plus terms specify a 3.99 EUR account fee with each monthly installment.viabill.com · 9 Oct 2026
Other integrations: ViaBill says merchants using other platforms can often offer ViaBill through their existing payment provider, and that direct API integration is available.viabill.com · 9 Oct 2026
Merchant payment: ViaBill says merchants receive payment upfront while customers pay in installments.viabill.com · 9 Oct 2026
Merchant pricing: The Spanish business page lists a transaction fee of 2.90% + 0,35€.viabill.com · 9 Oct 2026
Security: ViaBill says it uses security controls, conducts software and web application audits, and maintains an incident response and crisis management system.viabill.com · 9 Oct 2026
Support: ViaBill directs purchase questions to its customer service center or [email protected], and lists sales support hours as 9:00 to 18:00.viabill.com · 9 Oct 2026
Company history: ViaBill says it has provided payment deferral solutions to businesses and consumers since 2014.viabill.com · 9 Oct 2026