Riverty vs ViaBill
Riverty
riverty.comViaBill
viabill.comSide by side
| Figure | Riverty | ViaBill |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 1 |
| Spec score · Buy Now, Pay Later Platforms | 8.4 (#3) | 8.2 (#6) |
| Company history | Riverty says its roots reach back to a Bertelsmann financial-services business founded in the 1960s. | ViaBill says it has provided payment deferral solutions to businesses and consumers since 2014. |
| Founded | 2022 | 2014 |
| Regulatory status | The German imprint identifies Riverty GmbH as a BaFin-authorized PSD2 payment institution. | ViaBill says it has operated since 2009 and is supervised by the Danish Financial Supervisory Authority. |
| What it does | Riverty is an online payment provider offering buy-now-pay-later, debt collection, accounting, parking and public-transport payment services. | ViaBill provides payment services that let consumers pay for purchases in installments. |
Plans
Riverty
- PauseFree
- 14/30-day invoicePriced on request
- Direct debitPriced on request
- Fixed installmentsPriced on request
- FlexPriced on request
- Monthly invoicePriced on request
- Pay in 3Priced on request
- Riverty Buy Now, Pay LaterPriced on request
In their own words
ViaBill
ViaBill lets shoppers buy now and repay purchases in installments, with checkout for online stores and omnichannel use. ViaBill Free divides a purchase into four monthly payments: one at purchase and three over the following months, with no interest or fees at selected stores. Its listed Free terms include 250 EUR of credit, 0% variable interest, 0% APR, a total credit cost of 0 EUR and a fixed 365-day agreement period. The Free and Plus pages advertise access to up to 50,000 DKK, subject to account and product terms. Plus offers repayment over as many as 24 monthly payments and access to a virtual or physical Mastercard for 29 DKK per month; Plus terms also specify a 3.99 EUR account fee with each monthly installment. The app displays credit limit, balance, payments and transactions. ViaBill runs on Android, iOS and web, and offers an API for merchants. Merchant integrations include Shopify, WooCommerce, Magento, PrestaShop, Drupal and OpenCart. The company says it pays merchants upfront and bears purchase risk through its service. Pricing is available on request.