Apple Wallet vs PayPay
Apple Wallet
apple.com
PayPay
paypay.ne.jpSide by side
| Figure | Apple Wallet | PayPay |
|---|---|---|
| Price from | Free | $1,980/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | — | Yes |
| Plans published | 1 | 2 |
| Spec score · Digital Wallet Apps | 8.0 (#20) | 8.3 (#12) |
| Rewards | Eligible card rewards can be applied to purchases, and loyalty cards can be added to Wallet for redemption at checkout. | PayPay says purchases can earn PayPay Points and the app offers campaigns and coupons. |
| Security | Apple Pay uses a device-specific number and unique transaction code instead of sharing the actual card number with merchants. | PayPay describes 24/7 fraud monitoring, two-factor authentication, and encryption of customer payment card and bank account information. |
| Support | Apple directs customers to Apple Support for help by phone, chat, or online answers. | PayPay directs users with suspected unauthorized use or login problems to its Help pages. |
| What it does | Apple Wallet is an app on iPhone and Apple Watch that organizes eligible payment cards, transit passes, boarding passes, tickets, IDs, keys, rewards cards, and order details. | PayPay is a smartphone payment service that lets users pay by showing a barcode or scanning a QR code. |
Plans
In their own words
Apple Wallet
Apple Wallet has no write-up on Specifiction yet; its figures are above.