Argent Virtual Terminal vs Blackbaud Merchant Services Virtual Terminal
Argent Virtual Terminal
argentpayments.com
Blackbaud Merchant Services Virtual Terminal
webfiles-sc1.blackbaud.comSide by side
| Figure | Argent Virtual Terminal | Blackbaud Merchant Services Virtual Terminal |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 1 |
| Spec score · Virtual Terminal Software | 7.3 (#16) | 8.2 (#6) |
| Integrations | Argent says it integrates with major e-commerce platforms and offers API tools for developers; it does not name specific platforms on its solutions overview. | The fee page lists Raiser’s Edge NXT, Raiser’s Edge, Blackbaud NetCommunity, Blackbaud CRM, Blackbaud eTapestry and Blackbaud Online Express as available with Blackbaud Merchant Services. |
| Intended users | Argent presents the service for businesses taking phone, mail, email, or invoice orders, including retail, field services, distribution, healthcare, and manufacturing. | Blackbaud describes its Merchant Services and Raiser's Edge resource center as designed for the social good community. |
| Pricing | Virtual terminal access is included with gateway setup; card-not-present rates apply, and some accounts may have a per-transaction fee disclosed upfront. | U.S. transaction rates listed are 2.99% + $0.30 for Visa, Mastercard, Discover, Diners Club and JCB; 3.5% + $0.30 for American Express; 2.9% + $0.30 for PayPal; and 1% + $0.30 (maximum $5) for ACH/direct debit. |
| Security | The virtual terminal is described as PCI-compliant, with payment data encrypted immediately when entered. | Blackbaud says it encrypts and tokenizes card information, prevents clients from accessing card data, and adheres to PCI DSS and PA DSS. |
| Support | Argent says virtual terminal users have a named account-team contact rather than a general support queue. | The Virtual Terminal help page directs users with account or application questions to Payment Services Support and advises users who cannot see the Virtual Terminal to contact their system administrator. |
Plans
Blackbaud Merchant Services Virtual Terminal
- Blackbaud Merchant Services (USD transaction pricing)Priced on request
In their own words
Argent Virtual Terminal
Argent Virtual Terminal has no write-up on Specifiction yet; its figures are above.
Blackbaud Merchant Services Virtual Terminal
Blackbaud Merchant Services Virtual Terminal is a web portal for processing one-time card payments outside other Blackbaud solutions. It supports both card-present and card-not-present transactions. To enter a payment, a user selects a category and account configuration, enters the amount and payer details, and supplies payment information. Email acknowledgements are available when acknowledgement settings are configured. Transactions entered in the Virtual Terminal do not appear in other Blackbaud solutions or apps, and users who cannot see the terminal in the portal need to contact their system administrator for access. Merchant Services is available to customers using products including Raiser’s Edge NXT, Raiser’s Edge, Blackbaud NetCommunity, Blackbaud CRM, Blackbaud eTapestry, and Blackbaud Online Express. Blackbaud describes the service as designed exclusively for the social good community. It states that it encrypts and tokenizes card information and adheres to PCI DSS and PA DSS requirements. Pricing is based on transaction percentages and fees, is provided upon request, and is included in the contract.