Argent Virtual Terminal vs Helcim
Argent Virtual Terminal
argentpayments.comHelcim
helcim.comSide by side
| Figure | Argent Virtual Terminal | Helcim |
|---|---|---|
| Price from | — | $0.40/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 6 |
| Spec score · Virtual Terminal Software | 7.3 (#16) | 9.1 (#2) |
| Integrations | Argent says it integrates with major e-commerce platforms and offers API tools for developers; it does not name specific platforms on its solutions overview. | Listed integrations include QuickBooks Online, Xero, WooCommerce and Foxy, with additional software connections available. |
| Security | The virtual terminal is described as PCI-compliant, with payment data encrypted immediately when entered. | Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. |
| Support | Argent says virtual terminal users have a named account-team contact rather than a general support queue. | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. |
| What it does | Provides a browser-based portal to manually enter payments for phone orders, mail or email orders, and one-off invoices without a card reader. | Helcim is a payment-processing platform for small and medium-sized businesses accepting card, debit and ACH/EFT payments online and in person. |
Plans
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
In their own words
Argent Virtual Terminal
Argent Virtual Terminal has no write-up on Specifiction yet; its figures are above.
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.