Argent Virtual Terminal vs myPOS Virtual Terminal MO/TO
Argent Virtual Terminal
argentpayments.commyPOS Virtual Terminal MO/TO
mypos.comSide by side
| Figure | Argent Virtual Terminal | myPOS Virtual Terminal MO/TO |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 4 |
| Spec score · Virtual Terminal Software | 7.3 (#16) | 8.5 (#3) |
| Pricing | Virtual terminal access is included with gateway setup; card-not-present rates apply, and some accounts may have a per-transaction fee disclosed upfront. | The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. |
| Security | The virtual terminal is described as PCI-compliant, with payment data encrypted immediately when entered. | The product page says the customer's credit card information cannot be accessed once the transaction has been completed. |
| Support | Argent says virtual terminal users have a named account-team contact rather than a general support queue. | The UK pricing page lists 24/7 customer support as free. |
| What it does | Provides a browser-based portal to manually enter payments for phone orders, mail or email orders, and one-off invoices without a card reader. | myPOS MO/TO Virtual Terminal lets merchants manually process mail-order and telephone-order card payments when the customer is remote. |
Plans
myPOS Virtual Terminal MO/TO
- MO/TO Virtual TerminalFree
- MO/TO Virtual TerminalFree
- Card-not-present online paymentsPrice not published
- MO/TO paymentsPrice not published
In their own words
Argent Virtual Terminal
Argent Virtual Terminal has no write-up on Specifiction yet; its figures are above.
myPOS Virtual Terminal MO/TO
myPOS Virtual Terminal MO/TO lets businesses take card payments by phone or email when a customer is remote. It works on a computer, phone, or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can give employees specific access to accept payments, then track transactions in real time from any location using the myPOS Mobile app. The product page says completed payments settle immediately into the myPOS merchant account. Businesses apply through that account, and myPOS confirms eligibility for the service. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. The plan has no monthly fee, but transaction fees apply, and the displayed tariff table is a concise summary linked to the full tariff breakdown. The product page says customer card information cannot be accessed after a transaction is complete. The UK pricing page lists 24/7 customer support as free.