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Tech riderRev. 3 Oct 2026

myPOS Virtual Terminal MO/TO

Ch 057.2of 29 Virtual Terminal Software
  1. 1Runs onAndroid, iOS, Web
  2. 2CostsFree plan
  3. 3Payment methodscards only
  4. 4RefundsYes
  5. 5InvoicesYes
  6. 6Customer recordsYes
  7. 7Supported platformsbrowser and mobile
  8. 8Currency supportmultiple currencies
8 lines stated Written from the maker's own pages: mypos.com
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The myPOS Virtual Terminal MO/TO homepage

Overview

myPOS Virtual Terminal MO/TO lets businesses take card payments by phone or email when a customer is remote. It works on a computer, phone, or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can give employees specific access to accept payments, then track transactions in real time from any location using the myPOS Mobile app. The product page says completed payments settle immediately into the myPOS merchant account. Businesses apply through that account, and myPOS confirms eligibility for the service. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. The plan has no monthly fee, but transaction fees apply, and the displayed tariff table is a concise summary linked to the full tariff breakdown. The product page says customer card information cannot be accessed after a transaction is complete. The UK pricing page lists 24/7 customer support as free.

Who it is for

This service suits businesses that need to accept card payments remotely by phone or email. It is conditional on myPOS confirming the business is eligible, and works on internet-connected computers, phones, or tablets.

What is good

  • No software installation or extra hardware required
  • Employees can be granted payment access
  • Transactions can be tracked in real time
  • Completed payments settle immediately into the merchant account

What to know first

  • Service requires eligibility approval
  • Per-transaction fees apply
  • UK fee is online payment fee plus 0.5%

Verdict

The Virtual Terminal is for remote card acceptance without installing software or adding hardware. Businesses should confirm eligibility and consult the full tariff breakdown for transaction costs.

myPOS Virtual Terminal MO/TO plans and pricing

All plans
MO/TO Virtual Terminal Free No monthly fee; per-transaction fees apply; service eligibility requires approval mypos.com · 3 Oct 2026

Compared on virtual terminal software

Free plan
Yesmypos.com
Payment methods
cards onlymypos.com
Refunds
Yesmypos.com
Invoices
Yesmypos.com
Customer records
Yesmypos.com
Supported platforms
browser and mobilemypos.com
Currency support
multiple currenciesmypos.com

Facts

Purpose
The MO/TO Virtual Terminal lets businesses accept card payments by phone or email when the customer is remote.mypos.com · 3 Oct 2026
Device access
It works on a computer, phone or tablet with an internet connection.mypos.com · 3 Oct 2026
No installation
The service requires no software installation, complex integration, or additional software or hardware.mypos.com · 3 Oct 2026
Transaction tracking
Transactions can be tracked in real time and from any location using the myPOS Mobile app.mypos.com · 3 Oct 2026
Employee access
Specific access can be granted to employees so they can take payments.mypos.com · 3 Oct 2026
Settlement
The product page says completed payments are settled immediately into the myPOS merchant account.mypos.com · 3 Oct 2026
Eligibility
Businesses apply from the myPOS merchant account, and myPOS confirms whether the business is eligible for the service.mypos.com · 3 Oct 2026
Pricing
The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction.mypos.com · 3 Oct 2026
Pricing scope
The UK pricing page says its displayed tariff table is a concise summary and links to the full tariff breakdown.mypos.com · 3 Oct 2026
Security
The product page says the customer's credit card information cannot be accessed once the transaction has been completed.mypos.com · 3 Oct 2026
Support
The UK pricing page lists 24/7 customer support as free.mypos.com · 3 Oct 2026
Company history
myPOS says its idea began in 2012 and that it was presented at Mobile World Congress in 2014 as a platform offering instant payouts.mypos.com · 3 Oct 2026

Company

Founded
2012mypos.com · 28 Sept 2026
Headquarters
London, United Kingdommypos.com · 28 Sept 2026

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