Helcim vs myPOS Virtual Terminal MO/TO
Helcim
helcim.commyPOS Virtual Terminal MO/TO
mypos.comSide by side
| Figure | Helcim | myPOS Virtual Terminal MO/TO |
|---|---|---|
| Price from | $0.40/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 4 |
| Spec score · Virtual Terminal Software | 9.1 (#2) | 8.5 (#3) |
| Company legal name | The Google Play listing identifies the developer as Helcim Inc. | Crunchbase lists the legal name as myPOS World Ltd., also known as myPOS Europe Ltd. |
| Developer documentation | Helcim publishes API guides, API reference pages, authentication instructions and a changelog in its developer documentation. | The portal provides getting-started guides, sandbox and test-card instructions, API references, troubleshooting and migration guidance. |
| Founded | LinkedIn lists Helcim as founded in 2006. | 2012 |
| Headquarters | Helcim lists its primary headquarters at 440 2 Ave SW, Suite 400, Calgary, Alberta T2P 5E9, Canada. | The company story says London was the company's headquarters in 2017. |
| Pricing model | Helcim uses interchange-plus pricing with volume discounts and states that most in-person effective rates are near or below 2%. | The Ireland pricing page describes pay-per-transaction pricing with no lock-in contract and free merchant IBAN account, payout, business Mastercard, mobile app and 24/7 support. |
| Rating on G2 | 3.9 out of 5 from 19 reviews | 5.0 out of 5 from 1 review |
| Rating on Google Play | 3.0 out of 5 from 179 reviews | 3.8 out of 5 from 23.6K reviews |
| Rating on Trustpilot | 4.0 out of 5 from 1,100 reviews | 4.2 out of 5 from 21,699 reviews |
| Security | Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. | The product page says the customer's credit card information cannot be accessed once the transaction has been completed. |
| Support | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. | The UK pricing page lists 24/7 customer support as free. |
| What it does | Helcim is a payment-processing platform for small and medium-sized businesses accepting card, debit and ACH/EFT payments online and in person. | myPOS MO/TO Virtual Terminal lets merchants manually process mail-order and telephone-order card payments when the customer is remote. |
Plans
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
myPOS Virtual Terminal MO/TO
- MO/TO Virtual TerminalFree
- MO/TO Virtual TerminalFree
- Card-not-present online paymentsPrice not published
- MO/TO paymentsPrice not published
In their own words
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.
myPOS Virtual Terminal MO/TO
myPOS Virtual Terminal MO/TO lets businesses take card payments by phone or email when a customer is remote. It works on a computer, phone, or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can give employees specific access to accept payments, then track transactions in real time from any location using the myPOS Mobile app. The product page says completed payments settle immediately into the myPOS merchant account. Businesses apply through that account, and myPOS confirms eligibility for the service. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. The plan has no monthly fee, but transaction fees apply, and the displayed tariff table is a concise summary linked to the full tariff breakdown. The product page says customer card information cannot be accessed after a transaction is complete. The UK pricing page lists 24/7 customer support as free.