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Tech riderRev. 2 Oct 2026

SwipeSimple

Ch 077.1of 28 Virtual Terminal Software
  1. 1Runs onAndroid, iOS, Web
  2. 2CostsNot stated by the maker
  3. 3Reader requiredNo
  4. 4Tap to PayYes
  5. 5Offline paymentsYes
  6. 6Payout timingnext day
  7. 7Payment methodsVisa, Mastercard, American Express, Discover, ACH, Apple Pay, Google Pay, other contactless digital wallets
  8. 8Recurring paymentsYes
7 lines stated Written from the maker's own pages: swipesimple.com, home.swipesimple.com
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The SwipeSimple homepage

Overview

SwipeSimple is ranked #7 of 28 in virtual terminal software on Specifiction. It runs on Android, iOS, Web.

SwipeSimple plans and pricing

All plans
SwipeSimple Connect Zero Free Eligible businesses pay $0 to process; card-paying customers cover a 3.5% card fee. Eligibility required home.swipesimple.com · 2 Oct 2026
SwipeSimple Connect — card-present processing $2.61 once Per transaction when you tap, dip, or swipe a card or contactless payment device. No setup fees · No annual fees · No batch fees · No statement fees · No PCI compliance fees home.swipesimple.com · 2 Oct 2026
SwipeSimple Connect — card-not-present processing $3.51 once Per transaction for keyed cards, cards on file, invoices, payment links, or online purchases. No setup fees · No annual fees · No batch fees · No statement fees · No PCI compliance fees home.swipesimple.com · 2 Oct 2026

Compared on virtual terminal software

Reader required
Noswipesimple.com
Tap to Pay
Yesswipesimple.com
Offline payments
Yesswipesimple.com
Payout timing
next_dayswipesimple.com
Payment methods
Visa, Mastercard, American Express, Discover, ACH, Apple Pay, Google Pay, other contactless digital walletsswipesimple.com
Recurring payments
Yesswipesimple.com

Facts

Product
SwipeSimple provides payment acceptance tools for small businesses, including mobile payments, terminals, and computer-based payment processing.home.swipesimple.com · 2 Oct 2026
Mobile payments
The mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards.home.swipesimple.com · 2 Oct 2026
Offline mode
The mobile app can take payments offline when cell reception is poor.home.swipesimple.com · 2 Oct 2026
Dashboard
The dashboard lets businesses manage customers, view purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel.home.swipesimple.com · 2 Oct 2026
Invoices
Businesses can send invoices by email or text, share invoice links, save drafts, and configure automatic payment reminders.home.swipesimple.com · 2 Oct 2026
Integrations
The App Marketplace includes QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews.home.swipesimple.com · 2 Oct 2026
Public API
SwipeSimple’s support page says the platform does not offer public APIs or third-party integrations.support.swipesimple.com · 2 Oct 2026
Security
SwipeSimple says its systems and processes are designed to comply with PCI Data Security Standards and that card data is encrypted from reader to backend server.home.swipesimple.com · 2 Oct 2026
Support
SwipeSimple is generally sold through merchant service providers, and merchants are directed to their provider for account support and billing or fee questions.home.swipesimple.com · 2 Oct 2026
Pricing availability
SwipeSimple says it is commonly sold with a merchant account and processing agreement supplied by a merchant acquirer, ISO, agent, financial institution, or processor.home.swipesimple.com · 2 Oct 2026
Plan limits
The Starter plan allows up to 3 users; Standard and Premium allow unlimited users, and some features vary by plan.support.swipesimple.com · 2 Oct 2026
Tap to Pay limit
Tap to Pay on iPhone requires iOS 17.4 or higher and is available within the 50 U.S. states, but not U.S. territories.support.swipesimple.com · 2 Oct 2026
Who it serves
SwipeSimple describes its customers as small businesses accepting payments on the go, in retail or food-and-beverage settings, or from a computer for B2B and back-office billing.home.swipesimple.com · 2 Oct 2026

Best SwipeSimple alternatives

See all 20
All accessCh 01 Dojo Free planFree trialAndroid from % 11.99/mo7.7 All accessCh 02 PayPal Invoicing Free planWebiOS Free to start7.4 All accessCh 03 NMI AndroidAPI 7.3 All accessCh 04 Helcim Free planAndroidAPI Free to start7.2 All accessCh 05 myPOS Virtual Terminal MO/TO Free planAndroidiOS Free to start7.2 All accessCh 06 SumUp Invoices Free planWebiOS from £7/mo7.1

Where it ranks on Specifiction

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Sources