Argent Virtual Terminal vs SwipeSimple
Argent Virtual Terminal
argentpayments.com
SwipeSimple
swipesimple.comSide by side
| Figure | Argent Virtual Terminal | SwipeSimple |
|---|---|---|
| Price from | — | $19.95/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| Plans published | 1 | 11 |
| Spec score · Virtual Terminal Software | 7.3 (#16) | 8.5 (#4) |
| Integrations | Argent says it integrates with major e-commerce platforms and offers API tools for developers; it does not name specific platforms on its solutions overview. | The App Marketplace includes QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews. |
| Invoices | Argent’s electronic invoicing solution lets customers pay from an emailed link instead of having staff key in the card. | Invoices can be created in the app or dashboard and delivered by email or text message. |
| Security | The virtual terminal is described as PCI-compliant, with payment data encrypted immediately when entered. | SwipeSimple states that its systems are designed for PCI DSS compliance and enforce HTTPS, HSTS, and 256-bit encryption. |
| Support | Argent says virtual terminal users have a named account-team contact rather than a general support queue. | SwipeSimple is generally sold through merchant service providers, and merchants are directed to their provider for account support and billing or fee questions. |
| What it does | Provides a browser-based portal to manually enter payments for phone orders, mail or email orders, and one-off invoices without a card reader. | SwipeSimple is a payments and small-business management platform for accepting cards and running payment operations. |
Plans
SwipeSimple
- SwipeSimple Connect ZeroFree
- SwipeSimple Connect — card-present processing$2.61, paid once
- SwipeSimple Connect card-present processing$2.61, paid once
- SwipeSimple Connect — card-not-present processing$3.51, paid once
- SwipeSimple Connect card-not-present processing$3.51, paid once
- QuickBooks Online Sync$19.95 a month
- SwipeSimple Appointments$29.95 a month
- Bluetooth card reader$49, paid once
- Text Loyalty & Reviews Starter$59.99 a month
- Text Loyalty & Reviews Standard$95.95 a month
In their own words
Argent Virtual Terminal
Argent Virtual Terminal has no write-up on Specifiction yet; its figures are above.
SwipeSimple
SwipeSimple provides payment acceptance tools for small businesses across Android, iOS, and web, with mobile, terminal, and computer-based processing. Its mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards; it can also accept payments offline when cell reception is poor. Businesses can manage customers, review purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel. Invoices can be emailed or texted, shared as links, saved as drafts, and configured with automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews, while SwipeSimple says it has no public API or third-party integrations. Connect Zero is $0.00 per free for eligible businesses, with card-paying customers covering a 3.5% card fee. Card-present processing is $2.61; card-not-present processing is $3.51. SwipeSimple is commonly sold with a merchant account and processing agreement through a provider, which handles account support and billing questions.