Argyle vs Truv
Argyle
argyle.com
Truv
truv.comSide by side
| Figure | Argyle | Truv |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 3 |
| Spec score · Employment Verification Software | 7.6 (#10) | 6.7 (#26) |
| Consumer control | Argyle Passport lets consumers manage who can access their data and revoke access at any time. | Truv says users review and authorize what information is shared, and banking connections have read-only access. |
| Founded | 2018 | Truv says it was founded in 2020. |
| Integrations | Named POS integrations include nCino, Tidalwave, The BIG Point of Sale, Floify, Consumer Connect, LenderLogix, and TazWorks. | The platform lists LOS integrations including Encompass, Byte, Bluesage, Vesta, and Empower, and POS integrations including nCino, Blend, Lodasoft, LenderLogix, Floify, and Besmartee. |
| Security | Argyle lists SOC 2 Type II certification, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. | Truv says it is SOC 2 Type II certified and encrypts sensitive data, with MFA for critical systems and regular audits. |
| Support | Argyle lists [email protected] for help disconnecting accounts or other connection issues. | The pricing page lists help center and developer documentation, email and ticket support, and plan-dependent account management and support SLAs. |
Plans
In their own words
Argyle
Argyle provides income, employment, and asset verification using information consumers authorize it to obtain from payroll, bank, and document sources. Consumers can share current payroll and employment details, connect bank accounts to verify assets and income deposits, or upload paystubs and W-2s for processing. Doc VOI extracts income information and submits it to Freddie Mac’s AIM Check. The API offers standardized reports, granular datasets, real-time visibility, webhook alerts, and REST integration. Argyle names integrations for point-of-sale systems and mortgage loan origination systems, and is an authorized supplier for Fannie Mae’s Desktop Underwriter validation service and an approved provider for Freddie Mac AIM. The company says it covers about 90% of the U.S. workforce and returns more than 170 income data fields with supporting documents. Implementation can use the browser-based Argyle Console or a custom API integration. Argyle lists SOC 2 Type II, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. Pricing is on request.
Truv
Truv gives financial institutions access to consumer-permissioned data for decisions involving income, employment, assets, education, volunteering, and transactions. Its verification products cover income and employment, assets, direct deposit switching, insurance, and Truv Bridge. Truv says it connects to more than 12,800 payroll providers, employers, and gig platforms, covering about 96% of the U.S. workforce. Developers receive API documentation and a customizable Bridge widget for account connection and data sharing. Listed integrations include loan-origination systems such as Encompass and Byte, and point-of-sale systems such as nCino and Blend. Consumers authorize what is shared, while banking connections are read-only; consumers are not charged. The service works in modern desktop, mobile, and tablet browsers without an app or account. Truv lists SOC 2 Type II, Section 508, WCAG 2.2 AA, and FCRA compliance, plus 99.95% uptime. Pricing is on request.