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Truv

truv.com

WebAPI
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Spec score 6.7 #26 of 28 in Employment Verification Software

What it is

Truv gives financial institutions access to consumer-permissioned data for decisions involving income, employment, assets, education, volunteering, and transactions. Its verification products cover income and employment, assets, direct deposit switching, insurance, and Truv Bridge. Truv says it connects to more than 12,800 payroll providers, employers, and gig platforms, covering about 96% of the U.S. workforce. Developers receive API documentation and a customizable Bridge widget for account connection and data sharing. Listed integrations include loan-origination systems such as Encompass and Byte, and point-of-sale systems such as nCino and Blend. Consumers authorize what is shared, while banking connections are read-only; consumers are not charged. The service works in modern desktop, mobile, and tablet browsers without an app or account. Truv lists SOC 2 Type II, Section 508, WCAG 2.2 AA, and FCRA compliance, plus 99.95% uptime. Pricing is on request.

Spec sheet

What it does
Truv gives financial institutions access to consumer-permissioned financial data for income, employment, asset, education, volunteer, and transaction data decisions.Read 4 Oct 2026 · truv.com
Integrations
The platform lists LOS integrations including Encompass, Byte, Bluesage, Vesta, and Empower, and POS integrations including nCino, Blend, Lodasoft, LenderLogix, Floify, and Besmartee.Read 4 Oct 2026 · help.truv.com
Security
Truv says it is SOC 2 Type II certified and encrypts sensitive data, with MFA for critical systems and regular audits.Read 4 Oct 2026 · help.truv.com
Support
The pricing page lists help center and developer documentation, email and ticket support, and plan-dependent account management and support SLAs.Read 4 Oct 2026 · truv.com
Founded
Truv says it was founded in 2020.Read 4 Oct 2026 · trust.truv.com
Browser access
Truv says consumers can use it in a modern browser on desktop, mobile, or tablet, with no app download or account creation required.Read 4 Oct 2026 · help.truv.com
Compliance and availability
Truv lists SOC 2 Type II, Section 508, WCAG 2.2 AA, and FCRA compliance, along with 99.95% uptime.Read 4 Oct 2026 · help.truv.com
Consumer control
Truv says users review and authorize what information is shared, and banking connections have read-only access.Read 4 Oct 2026 · help.truv.com
Consumer cost
Truv says it does not charge consumers for its services.Read 4 Oct 2026 · truv.com
Data sources
Truv says it connects to over 12,800 payroll providers, employers, and gig platforms and covers about 96% of the U.S. workforce.Read 4 Oct 2026 · truv.com
Developer access
Truv provides API documentation and a customizable Bridge UI widget for account connection and data sharing.Read 4 Oct 2026 · help.truv.com
Pricing model
Truv says it charges for each successful connection and that pricing varies by product; some products include unlimited re-verifications within 120 days.Read 4 Oct 2026 · truv.com
Verification products
Its platform offers income and employment, asset, direct deposit switching, and insurance verification, as well as Truv Bridge.Read 4 Oct 2026 · help.truv.com

Plans and prices

Enterprise Priced on request Annual commitment Everything in Professional · Dedicated solutions engineer · Support SLAs · Data deletion · SAML-based SSO · Quarterly business reviews Read 4 Oct 2026 · truv.com
Launch Priced on request Unlimited test credentials · Onboarding support · Customization · Templates · Advanced reporting · Google SSO Read 4 Oct 2026 · truv.com
Professional Priced on request Annual commitments Everything in Launch · Slack or Teams support · Dedicated account manager · Custom permissions · 90-day log retention · Uptime SLAs Read 4 Oct 2026 · truv.com

Every Truv plan and price →

Strong points and limits

Strong points

  • Coverage of about 96% of the U.S. workforce
  • API access and customizable Bridge widget
  • Read-only banking connections
  • Modern browser access without app download
  • Lists 99.95% uptime

Limits

  • Pricing is available only on request
  • Plans use annual commitments or unspecified pricing
  • Coverage is focused on the U.S. workforce

Who it suits

Truv suits financial institutions and developers making verification or financial-data decisions. It also fits consumer workflows requiring browser access without an app download or account creation.

Verdict

Truv combines financial-data verification products, API access, and consumer authorization controls for institutional workflows. Its broad listed integrations and compliance statements are detailed, but plan pricing is not published.

Where Specifiction places it

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