Argyle vs Verification Exchange
Argyle
argyle.comVerification Exchange
equifax.com.auSide by side
| Figure | Argyle | Verification Exchange |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Employment Verification Software | 7.6 (#10) | 7.3 (#16) |
| Purpose | Argyle automates income, employment, and asset verifications using consumer-permissioned data from payroll, bank, and document sources. | Verification Exchange provides instant, consumer-consented access to verified employment income data from source to support lending decisions. |
| Security | Argyle lists SOC 2 Type II certification, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. | Equifax says encryption and access management are used across data provision, storage, and verifier access, and that its Australian businesses, including Verification Exchange, are covered by ISO 27001 certification. |
| Support | Argyle lists [email protected] for help disconnecting accounts or other connection issues. | The employer page lists support at [email protected] and 1300 598 889. |
Plans
Verification Exchange
- Verifier subscription (Employment Income or Employment verification)Priced on request
In their own words
Argyle
Argyle provides income, employment, and asset verification using information consumers authorize it to obtain from payroll, bank, and document sources. Consumers can share current payroll and employment details, connect bank accounts to verify assets and income deposits, or upload paystubs and W-2s for processing. Doc VOI extracts income information and submits it to Freddie Mac’s AIM Check. The API offers standardized reports, granular datasets, real-time visibility, webhook alerts, and REST integration. Argyle names integrations for point-of-sale systems and mortgage loan origination systems, and is an authorized supplier for Fannie Mae’s Desktop Underwriter validation service and an approved provider for Freddie Mac AIM. The company says it covers about 90% of the U.S. workforce and returns more than 170 income data fields with supporting documents. Implementation can use the browser-based Argyle Console or a custom API integration. Argyle lists SOC 2 Type II, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. Pricing is on request.
Verification Exchange
Verification Exchange has no write-up on Specifiction yet; its figures are above.