AutoRek vs Settler
AutoRek
autorek.comSettler
settler.devSide by side
| Figure | AutoRek | Settler |
|---|---|---|
| Price from | — | $99/mo |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Linux | — | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | Yes |
| Plans published | 1 | 4 |
| Spec score · Account Reconciliation Software | 8.3 (#4) | 7.8 (#9) |
| API | AutoRek 6 exposes a REST API covering the application’s UI functions, with OpenAPI JSON documentation. | The API supports tenant-scoped reconciliation runs, evidence retrieval, replay, and health checks. |
| Compliance | AutoRek states that it is ISO 9001 and ISO 27001 compliant and SOC 2 Type 2 certified. | Settler says it is not a compliance certification and describes audit export as compatible with SOC 2 evidence collection, alongside data residency and configurable retention controls. |
| Integrations | The platform ingests structured and unstructured data including SWIFT, Excel, XML and JSON, and connects through REST APIs. | Listed adapters include Stripe, PayPal, Square, Shopify, QuickBooks, Xero, NetSuite, SAP, Plaid, TrueLayer, and Chargebee, with 14 more stated on the page. |
| Matching | The platform supports suggested match rules, user-built rules, one-to-many matching, cascading sequences and high-volume matching. | Its rules-as-code engine uses configurable policies and field-level tolerances to produce repeatable results for the same inputs. |
| Support | The SaaS product describes 24/7 application support specialists, escalation to subject-matter experts and managed cloud operations. | The pricing page lists Community support for Open Source, Email for Cloud API, and named operator plus escalation for Managed Operations. |
Plans
Settler
- Open SourceFree
- Cloud API$99 a month
- Managed Operations$399 a month
- Enterprise DedicatedPriced on request
In their own words
Settler
Settler is API-first financial reconciliation software that turns transaction flows into repeatable runs, explainable exceptions, and replayable evidence. Its rules-as-code engine applies configurable policies and field-level tolerances so the same inputs produce consistent results. Runs can generate linked-hash manifests, provenance chains, structured evidence, and audit export bundles. Exception records include deterministic context and operator decisions; AI assistance is advisory, with people retaining final authority. Listed adapters include Stripe, PayPal, Square, Shopify, QuickBooks, Xero, NetSuite, SAP, Plaid, TrueLayer, and Chargebee, with 14 more stated on the page. The API supports tenant-scoped runs, evidence retrieval, replay, and health checks. Settler can be self-hosted with Docker Compose or Kubernetes, and its self-hosted mode has no telemetry by default and uses the Apache 2.0 license. Open Source is free and limited to 10,000 monthly reconciliations; Cloud API costs $99 a month and Managed Operations costs $399 a month. Settler says it is not a compliance certification.