B2BINPAY vs BitPay
B2BINPAY
b2binpay.com
BitPay
bitpay.comSide by side
| Figure | B2BINPAY | BitPay |
|---|---|---|
| Price from | — | $1.53/mo |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | Yes |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 8 |
| Spec score · Crypto Payment Processors | 7.8 (#8) | 9.4 (#1) |
| Security | The maker lists 2FA, address whitelists, user rights, wallet thresholds, blockchain risk scoring, and third-party security audits. | BitPay's Trust Center lists SOC 3, SOC 1 Type 2, SOC 2 Type 2, NY DFS cybersecurity requirements, and DORA information. |
| Settlement | The fee page lists immediate crypto settlement and T+1 fiat settlement. | Merchants can settle in fiat, crypto or a combination, with fiat deposited to bank accounts in supported countries. |
| Support | The merchant page says customer service is available 24/7 and provides API documentation for integration. | BitPay directs users to its Support Center and offers assistance through the BitBot support interface. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
In their own words
B2BINPAY
B2BINPAY lets businesses send, receive, convert, and accept cryptocurrency payments online. Its payment service supports acceptance in 350+ currencies and combines payment processing with wallet as a service. Businesses can integrate through an API, use a hosted payment page or ecommerce plugin, or add a ready-made payment button to a website or app, including WordPress. Payment settings can be configured and tested in a sandbox without fees. The fee page lists immediate settlement for crypto and T+1 settlement for fiat. Listed safeguards include 2FA, address whitelists, user rights, wallet thresholds, blockchain risk scoring, third-party audits, and transaction screening for suspicious activity. Fees depend on incoming monthly volume and currency type; the listed Coins plan has incoming rates from 0.40% at $0–1 mln to 0.25% above $5 mln, with outgoing fees at 0.00%. Fiat deposits are accepted only through corporate bank wire. B2BINPAY is available on web and via API, with 24/7 customer service and API documentation listed for merchants.
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.