B2BINPAY vs MiraclePay
B2BINPAY
b2binpay.comMiraclePay
miraclepay.comSide by side
| Figure | B2BINPAY | MiraclePay |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Crypto Payment Processors | 7.8 (#8) | 6.9 (#19) |
| Settlement | The fee page lists immediate crypto settlement and T+1 fiat settlement. | The WooCommerce merchant flow settles in USD, subject to onboarding and account configuration. |
| Support | The merchant page says customer service is available 24/7 and provides API documentation for integration. | The contact page lists support hours as Monday–Friday, 10:00 AM–6:00 PM CET, and provides a phone number and email address. |
Plans
In their own words
B2BINPAY
B2BINPAY lets businesses send, receive, convert, and accept cryptocurrency payments online. Its payment service supports acceptance in 350+ currencies and combines payment processing with wallet as a service. Businesses can integrate through an API, use a hosted payment page or ecommerce plugin, or add a ready-made payment button to a website or app, including WordPress. Payment settings can be configured and tested in a sandbox without fees. The fee page lists immediate settlement for crypto and T+1 settlement for fiat. Listed safeguards include 2FA, address whitelists, user rights, wallet thresholds, blockchain risk scoring, third-party audits, and transaction screening for suspicious activity. Fees depend on incoming monthly volume and currency type; the listed Coins plan has incoming rates from 0.40% at $0–1 mln to 0.25% above $5 mln, with outgoing fees at 0.00%. Fiat deposits are accepted only through corporate bank wire. B2BINPAY is available on web and via API, with 24/7 customer service and API documentation listed for merchants.
MiraclePay
MiraclePay provides merchant infrastructure for accepting cryptocurrency payments online or in person. Its flow combines payment status, settlement, and reconciliation. Hosted checkout lets customers choose an available asset, pay from a supported wallet, and follow confirmation without creating a separate MiraclePay account. Merchant channels include hosted checkout, dynamic QR payments, and Ingenico POS. Eligible U.S. merchants can add a WooCommerce plugin after approval and KYB. That flow lists BTC, ETH, USDT, USDC, SOL, and XRP, although final assets and networks depend on the approved account, and settlement is in USD subject to onboarding and configuration. The listed WooCommerce fee is priced on request, billed per transaction; account-specific terms are confirmed during onboarding. Some states, including New York State, may be excluded. The plugin is described for DTC ecommerce, high-ticket stores, and cross-border sellers. Other pricing is available on request.