MiraclePay
miraclepay.com
What it is
MiraclePay provides merchant infrastructure for accepting cryptocurrency payments online or in person. Its flow combines payment status, settlement, and reconciliation. Hosted checkout lets customers choose an available asset, pay from a supported wallet, and follow confirmation without creating a separate MiraclePay account. Merchant channels include hosted checkout, dynamic QR payments, and Ingenico POS. Eligible U.S. merchants can add a WooCommerce plugin after approval and KYB. That flow lists BTC, ETH, USDT, USDC, SOL, and XRP, although final assets and networks depend on the approved account, and settlement is in USD subject to onboarding and configuration. The listed WooCommerce fee is priced on request, billed per transaction; account-specific terms are confirmed during onboarding. Some states, including New York State, may be excluded. The plugin is described for DTC ecommerce, high-ticket stores, and cross-border sellers. Other pricing is available on request.
Spec sheet
- What it does
- MiraclePay provides merchant payment infrastructure for customers to pay with crypto online or in person, with payment status, settlement, and reconciliation in one merchant flow.Read 3 Oct 2026 · miraclepay.com
- Support
- The contact page lists support hours as Monday–Friday, 10:00 AM–6:00 PM CET, and provides a phone number and email address.Read 3 Oct 2026 · miraclepay.com
- Headquarters
- Amsterdam, NetherlandsRead 28 Sep 2026 · miraclepay.com
- Chargebacks
- The WooCommerce asset table states that its listed crypto payment routes have no card-network chargeback process.Read 3 Oct 2026 · miraclepay.com
- Checkout
- Hosted checkout guides customers to choose an available asset, use a supported wallet, and follow payment status through confirmation.Read 3 Oct 2026 · miraclepay.com
- Customer account requirement
- Customers can pay from a supported wallet without creating a separate MiraclePay account.Read 3 Oct 2026 · miraclepay.com
- Eligibility limits
- WooCommerce availability is for eligible U.S. merchants, and the page says some states may be excluded, including New York State.Read 3 Oct 2026 · miraclepay.com
- Integrations and partners
- The partners page names Everest, Zero Hash, Bitso, PAX, Ingenico, Fireblocks, MetaMask, OpttTab, and WalletConnect in its partner network.Read 3 Oct 2026 · miraclepay.com
- Intended merchants
- The WooCommerce plugin is described for DTC ecommerce, high-ticket stores, and cross-border sellers.Read 3 Oct 2026 · miraclepay.com
- Payment channels
- The site describes hosted checkout, QR payments, and POS payments as merchant payment options.Read 3 Oct 2026 · miraclepay.com
- Security and controls
- The Trust Center describes business onboarding, payment monitoring, technical controls, and operational traceability as areas merchants and partners can review.Read 3 Oct 2026 · miraclepay.com
- Settlement
- The WooCommerce merchant flow settles in USD, subject to onboarding and account configuration.Read 3 Oct 2026 · miraclepay.com
- Supported assets
- The WooCommerce page lists BTC, ETH, USDT, USDC, SOL, and XRP, with final asset and network availability depending on the approved merchant account.Read 3 Oct 2026 · miraclepay.com
- WooCommerce integration
- Eligible U.S. merchants can install the WooCommerce plugin and connect it using an approved API key after merchant approval and KYB.Read 3 Oct 2026 · miraclepay.com
Plans and prices
Strong points and limits
Strong points
- Supports online and in-person crypto payments
- Customers can pay without a separate account
- Offers hosted, QR, POS, and WooCommerce channels
- Settles the WooCommerce flow in USD
- Lists payment status and reconciliation together
Limits
- WooCommerce requires merchant approval and KYB
- Some states may be excluded
- WooCommerce fee is priced on request
- Other pricing is on request
Who it suits
It suits merchants accepting crypto through hosted checkout, QR, POS, or WooCommerce channels. WooCommerce use is limited to eligible U.S. merchants that complete approval and KYB.
Verdict
MiraclePay presents multiple crypto checkout routes with a defined WooCommerce path for eligible U.S. merchants. Eligibility, onboarding, asset availability, and account-specific terms should be confirmed before adoption.
Where Specifiction places it
- Crypto Payment Processors#19 of 206.9