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CoinPayments

coinpayments.net

Free plan WebAPI
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Spec score 8.4 #3 of 20 in Crypto Payment Processors

What it is

CoinPayments provides merchants with cryptocurrency payment processing, wallets, invoices and payment integrations through web and API access. Its homepage states that it accepts more than 40 cryptocurrencies. Merchants can set an exchange rate when creating an invoice, while incoming deposits may be detected within seconds and screened for risk before blockchain confirmation. Withdrawal batching combines payments from multiple callback addresses under one transaction fee, with savings stated at up to 90%. The REST JSON API covers wallets, transactions, invoices and signed webhooks; official SDKs are available for Python, JavaScript/Node.js/TypeScript and PHP. Listed checkout options include hosted checkout, invoice links, Buy Now buttons, white-label checkout and payment buttons. Official plugins are listed for WooCommerce 6.0+ and WHMCS 9.0+, with other platforms in development. The three listed processing plans are free, with fees of 3% or 3% plus network fees depending on the settlement option. CoinPayments says it cannot serve EU/EEA clients after 1 July 2026 due to MiCA requirements.

Spec sheet

What it does
CoinPayments provides crypto payment processing, wallets, invoices, payment links, checkout buttons, plugins and point-of-sale acceptance.Read 15 Oct 2026 · coinpayments.net
Product
CoinPayments provides merchants with crypto payment processing, wallets, invoices, and payment integrations.Read 4 Oct 2026 · coinpayments.net
API
CoinPayments exposes a RESTful JSON API covering currencies, fees, rates, wallets, transactions, invoices and webhooks.Read 15 Oct 2026 · docs.coinpayments.net
Integrations
The current documentation lists official plugins for WooCommerce 6.0+ and WHMCS 9.0+; other platforms are described as in development.Read 4 Oct 2026 · docs.coinpayments.net
Security
The homepage describes MPC-backed signing, where private keys are not stored in one place or exposed in full during signing.Read 4 Oct 2026 · coinpayments.net
Compliance
The homepage states CoinPayments is backed by ISO 27001 certification and AML/KYC frameworks.Read 4 Oct 2026 · coinpayments.net
Support
The API getting-started guide offers personalized integration support through a call with the Integrations team.Read 4 Oct 2026 · docs.coinpayments.net
Founded
CoinPayments says it was founded in 2013.Read 4 Oct 2026 · blog.coinpayments.net
API authentication
Authenticated API calls require client ID, UTC timestamp and an HMAC-SHA256 signature generated with the client secret.Read 15 Oct 2026 · docs.coinpayments.net
Company profile
LinkedIn lists CoinPayments as a privately held financial-services company founded in 2013, headquartered in Dubai, with 51–200 employees.Read 15 Oct 2026 · linkedin.com
Company scale claim
LinkedIn says CoinPayments operates in more than 180 countries, has processed over $50 billion and has more than 250,000 global partners.Read 15 Oct 2026 · linkedin.com
Compliance requirement
The WooCommerce integration guide says compliance verification is required before invoicing, API integrations, ecommerce plugins and payment collection are enabled.Read 15 Oct 2026 · docs.coinpayments.net
Crypto conversions
Merchants can convert incoming cryptocurrency into stablecoins or other cryptocurrencies and automate conversions.Read 15 Oct 2026 · coinpayments.net
Currencies
The homepage states that more than 40 cryptocurrencies are accepted for payments.Read 4 Oct 2026 · coinpayments.net
Custodial wallet
CoinPayments offers a custodial wallet for storing, sending, receiving and managing crypto assets.Read 15 Oct 2026 · coinpayments.net
Custody
The homepage says custodial arrangements may include insurance coverage for merchant funds.Read 4 Oct 2026 · coinpayments.net
Documentation depth
The documentation suite includes getting-started steps, authentication, integration options, SDK guidance, Postman collection, migration guidance, knowledge-base tutorials and sandbox testing.Read 15 Oct 2026 · docs.coinpayments.net
Funding disclosure
Crunchbase lists two funding rounds including a Series B, but the displayed funding amounts are obfuscated.Read 15 Oct 2026 · crunchbase.com
Incorrect-deposit handling fee
The knowledge base says processing an erroneous deposit costs approximately 8%.Read 15 Oct 2026 · docs.coinpayments.net
Invoices
Merchants can lock in exchange rates when creating an invoice.Read 4 Oct 2026 · coinpayments.net
Legal name
Crunchbase identifies the legal name as Coinpayments, Inc. and lists Alex Alexandrov as founder.Read 15 Oct 2026 · crunchbase.com
Limit: network or protocol confusion
A Capterra reviewer reported sending Ethereum over Arbitrum when the checkout wording appeared to allow ERC20 and said recovery required an additional fee.Read 15 Oct 2026 · capterra.com
Limit: refund and recovery complaints
Recent Trustpilot reviewers allege that refunds or incorrectly routed deposits required extra cryptocurrency payments and describe support as unhelpful.Read 15 Oct 2026 · trustpilot.com
Limit: support responsiveness
A Capterra reviewer said support stopped caring after some time, while another rated customer service poorly.Read 15 Oct 2026 · capterra.com
Mobile application status
The official merchant-tools page labels the mobile app as coming soon.Read 15 Oct 2026 · coinpayments.net
Official SDKs
CoinPayments publishes SDKs for Python, JavaScript/Node.js/TypeScript and PHP.Read 15 Oct 2026 · docs.coinpayments.net
Payment buttons
The merchant tools include fixed-amount payment buttons for website checkout.Read 15 Oct 2026 · coinpayments.net
Payment detection
Incoming deposits can be detected within seconds, with risk screening before blockchain confirmation.Read 4 Oct 2026 · coinpayments.net
Payment links
Users can email payment links for one-time or recurring crypto payments.Read 15 Oct 2026 · coinpayments.net
Point of sale
CoinPayments advertises an in-store point-of-sale system for accepting cryptocurrency.Read 15 Oct 2026 · coinpayments.net
Praise: transaction processing
GetApp review text includes praise for timely support, easy transactions and a flexible platform that accepts many cryptocurrencies.Read 15 Oct 2026 · getapp.com
Praise: usability and flexibility
G2 reviewers describe the dashboard as stable, flexible and accommodating, and mention easy website integration and seamless crypto receiving.Read 15 Oct 2026 · g2.com
Rating on Capterra
3.0 out of 5 from 3 reviewsRead 15 Oct 2026 · capterra.com
Rating on G2
3.9 out of 5 from 16 reviewsRead 15 Oct 2026 · g2.com
Rating on GetApp
3.0 out of 5 from 3 reviewsRead 15 Oct 2026 · getapp.com
Rating on Trustpilot
1.8 out of 5 from 16 reviewsRead 15 Oct 2026 · trustpilot.com
Regional availability
The FAQ says CoinPayments cannot serve clients based in the EU/EEA after 1 July 2026 due to MiCA requirements.Read 4 Oct 2026 · coinpayments.net
Regional instances
Accounts are routed to regional platform instances based on business-registration country, with the instance determining API endpoint and contracting entity.Read 15 Oct 2026 · docs.coinpayments.net
SDK runtime requirements
The SDK repository specifies Node 18 or newer, Python 3.9 or newer, and PHP 8.1 or newer with ext-json and ext-curl.Read 15 Oct 2026 · github.com
SDKs
Official SDKs are available for Python, JavaScript/Node.js/TypeScript, and PHP.Read 4 Oct 2026 · docs.coinpayments.net
Shopping-cart plugins
Prebuilt plugins are offered for major ecommerce platforms.Read 15 Oct 2026 · coinpayments.net
Supported assets
The company home page says the platform supports more than 100 coins.Read 15 Oct 2026 · coinpayments.net
Vaulting
Wallet balances can be locked with a time-release delay of up to 56 hours, during which funds cannot be withdrawn, transferred or converted.Read 15 Oct 2026 · docs.coinpayments.net
Webhook security
Webhook payloads are signed with HMAC-SHA256 and the documentation recommends constant-time comparison and rejecting stale timestamps.Read 15 Oct 2026 · docs.coinpayments.net
Withdrawal minimum
The FAQ says minimum withdrawal amounts vary by coin and are generally twice the network fee.Read 4 Oct 2026 · coinpayments.net
Withdrawals
The homepage says merchants can batch withdrawals from multiple callback addresses and pay one transaction fee, with savings of up to 90%.Read 4 Oct 2026 · coinpayments.net
WooCommerce geographic reach
The WooCommerce documentation says merchants can accept crypto from customers in more than 190 countries.Read 15 Oct 2026 · docs.coinpayments.net
WooCommerce integration
The official WooCommerce gateway supports WooCommerce 6.0 or newer, PHP 8.1 or newer, hosted checkout, webhooks and automatic order updates.Read 15 Oct 2026 · docs.coinpayments.net

Plans and prices

ASAP Mode Free 3% + network fee per individual payment Read 4 Oct 2026 · coinpayments.net
Nightly Mode Free 3% + network fee for the whole batch settlement Read 4 Oct 2026 · coinpayments.net
Payment processing to balance Free 3% fee for coins and tokens; payments deposited to wallet Read 4 Oct 2026 · coinpayments.net
Personal-wallet deposits Free Free for first $15,000/month · 3% after threshold · monthly volume resets on the 1st Read 15 Oct 2026 · coinpayments.net
Payment processing Price not published 3% fee · ASAP settlement adds one network fee per payment · Nightly settlement adds one network fee per batch Read 15 Oct 2026 · coinpayments.net
Withdrawals Price not published No CoinPayments withdrawal fee · blockchain network fee applies Read 15 Oct 2026 · coinpayments.net

Every CoinPayments plan and price →

Strong points and limits

Strong points

  • Accepts more than 40 cryptocurrencies.
  • Invoice exchange rates can be locked in.
  • Supports payment screening before blockchain confirmation.
  • Offers SDKs in Python, JavaScript/TypeScript and PHP.

Limits

  • Processing plans charge 3% or network fees.
  • EU/EEA clients cannot be served after 1 July 2026.
  • Listed plugins cover WooCommerce 6.0+ and WHMCS 9.0+.

Who it suits

It suits merchants seeking cryptocurrency checkout, invoicing and wallet tools with API access. Businesses using WooCommerce or WordPress have listed platform support, while other platform integrations are described as in development.

Verdict

CoinPayments combines checkout, invoicing, wallets and developer tools for merchants accepting crypto. Check the settlement fees, integration coverage and regional restriction against your needs.

Where Specifiction places it

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