CoinPayments vs NOWPayments
CoinPayments
coinpayments.net
NOWPayments
nowpayments.ioSide by side
| Figure | CoinPayments | NOWPayments |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 6 | 5 |
| Spec score · Crypto Payment Processors | 8.4 (#3) | 8.3 (#4) |
| API | CoinPayments exposes a RESTful JSON API covering currencies, fees, rates, wallets, transactions, invoices and webhooks. | Its payment API supports instant payment notifications and allows one order to be paid using multiple cryptocurrencies. |
| Company profile | LinkedIn lists CoinPayments as a privately held financial-services company founded in 2013, headquartered in Dubai, with 51–200 employees. | LinkedIn lists NOWPayments as privately held, founded in 2019, headquartered in Tallinn, Estonia, with 11–50 employees. |
| Founded | CoinPayments says it was founded in 2013. | 2019 |
| Integrations | The current documentation lists official plugins for WooCommerce 6.0+ and WHMCS 9.0+; other platforms are described as in development. | NOWPayments names WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid among its ecommerce plugin integrations. |
| Product | CoinPayments provides merchants with crypto payment processing, wallets, invoices, and payment integrations. | NOWPayments lets businesses accept cryptocurrency payments on websites, online stores, and social media accounts. |
| Rating on G2 | 3.9 out of 5 from 16 reviews | 4.5 out of 5 from 13 reviews |
| Rating on Trustpilot | 1.8 out of 5 from 16 reviews | 4.5 out of 5 from 1,100 reviews |
| Support | The API getting-started guide offers personalized integration support through a call with the Integrations team. | The pricing page advertises 24/7 support. |
| What it does | CoinPayments provides crypto payment processing, wallets, invoices, payment links, checkout buttons, plugins and point-of-sale acceptance. | NOWPayments is a non-custodial gateway for accepting cryptocurrency payments, donations and payouts through websites, stores and social accounts. |
Plans
CoinPayments
- ASAP ModeFree
- Nightly ModeFree
- Payment processing to balanceFree
- Personal-wallet depositsFree
- Payment processingPrice not published
- WithdrawalsPrice not published
NOWPayments
- Standard payment processingFree
- Autoconverted or fixed-rate paymentsPrice not published
- Off-chain conversionsPrice not published
- Payments without conversionPrice not published
- Withdrawals and mass payoutsPrice not published
In their own words
CoinPayments
CoinPayments provides merchants with cryptocurrency payment processing, wallets, invoices and payment integrations through web and API access. Its homepage states that it accepts more than 40 cryptocurrencies. Merchants can set an exchange rate when creating an invoice, while incoming deposits may be detected within seconds and screened for risk before blockchain confirmation. Withdrawal batching combines payments from multiple callback addresses under one transaction fee, with savings stated at up to 90%. The REST JSON API covers wallets, transactions, invoices and signed webhooks; official SDKs are available for Python, JavaScript/Node.js/TypeScript and PHP. Listed checkout options include hosted checkout, invoice links, Buy Now buttons, white-label checkout and payment buttons. Official plugins are listed for WooCommerce 6.0+ and WHMCS 9.0+, with other platforms in development. The three listed processing plans are free, with fees of 3% or 3% plus network fees depending on the settlement option. CoinPayments says it cannot serve EU/EEA clients after 1 July 2026 due to MiCA requirements.
NOWPayments
NOWPayments lets businesses accept cryptocurrency payments on websites, online stores, and social media accounts. Its homepage says the gateway supports 350+ crypto coins and 75+ fiat coins. Payment options include invoices, subscriptions, buttons, donations, point of sale, widgets, plugins, and a white-label option. The API supports instant payment notifications and allows one order to be paid with multiple cryptocurrencies. Named ecommerce integrations include WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid. NOWPayments describes its service as non-custodial and says it does not hold or store customer funds. Received crypto can be converted automatically into a chosen cryptocurrency using ChangeNOW. Account security controls include two-factor authentication, role-based access, and withdrawal whitelisting. The company presents the service for businesses including ecommerce, gaming, SaaS, marketplaces, charities, payroll, and travel. It advertises 24/7 support. NOWPayments was founded in 2019 by the team behind ChangeNOW and identifies FD Transfers LLC as its operator. The listed standard payment processing plan is free; blockchain network fees are excluded, and enterprise pricing is available on request.