BTCPay Server vs MiraclePay
BTCPay Server
btcpayserver.orgMiraclePay
miraclepay.comSide by side
| Figure | BTCPay Server | MiraclePay |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Linux | Yes | — |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 2 | 1 |
| Spec score · Crypto Payment Processors | 8.8 (#2) | 6.9 (#19) |
| Support | The project directs users to its documentation, GitHub, and community channels for help. | The contact page lists support hours as Monday–Friday, 10:00 AM–6:00 PM CET, and provides a phone number and email address. |
| What it does | BTCPay Server is a self-hosted cryptocurrency payment processor that lets merchants receive Bitcoin directly into connected wallets without intermediaries. | MiraclePay provides merchant payment infrastructure for customers to pay with crypto online or in person, with payment status, settlement, and reconciliation in one merchant flow. |
Plans
In their own words
BTCPay Server
BTCPay Server is self-hosted, open-source software for processing cryptocurrency payments. It describes its service as free, with no subscriptions or transaction fees; payments go directly to merchant-controlled wallets rather than being held by a payment intermediary. Merchants can create invoices, receive payment notifications and export invoices for bookkeeping. Built-in tools include point of sale, tipping buttons, payment links and crowdfunding campaigns, alongside wallet management with hardware wallet support. The Greenfield REST API can connect commerce applications and automate BTCPay instances. Listed checkout options include hosted invoice checkout, payment requests, HTML buttons, e-commerce plugins, point of sale and custom API integrations. Integrations include platforms such as WooCommerce, Shopify, Drupal, Magento and PrestaShop. For on-chain transactions using an existing wallet, public wallet information is used rather than the master private key. Third-party hosted accounts may lack Lightning by default, wallet rescanning and server settings access. It supports web, Linux, self-hosting and API use.
MiraclePay
MiraclePay provides merchant infrastructure for accepting cryptocurrency payments online or in person. Its flow combines payment status, settlement, and reconciliation. Hosted checkout lets customers choose an available asset, pay from a supported wallet, and follow confirmation without creating a separate MiraclePay account. Merchant channels include hosted checkout, dynamic QR payments, and Ingenico POS. Eligible U.S. merchants can add a WooCommerce plugin after approval and KYB. That flow lists BTC, ETH, USDT, USDC, SOL, and XRP, although final assets and networks depend on the approved account, and settlement is in USD subject to onboarding and configuration. The listed WooCommerce fee is priced on request, billed per transaction; account-specific terms are confirmed during onboarding. Some states, including New York State, may be excluded. The plugin is described for DTC ecommerce, high-ticket stores, and cross-border sellers. Other pricing is available on request.