CoinPayments vs MiraclePay
CoinPayments
coinpayments.netMiraclePay
miraclepay.comSide by side
| Figure | CoinPayments | MiraclePay |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 1 |
| Spec score · Crypto Payment Processors | 8.4 (#3) | 6.9 (#19) |
| Support | The API getting-started guide offers personalized integration support through a call with the Integrations team. | The contact page lists support hours as Monday–Friday, 10:00 AM–6:00 PM CET, and provides a phone number and email address. |
| Supported assets | The company home page says the platform supports more than 100 coins. | The WooCommerce page lists BTC, ETH, USDT, USDC, SOL, and XRP, with final asset and network availability depending on the approved merchant account. |
| What it does | CoinPayments provides crypto payment processing, wallets, invoices, payment links, checkout buttons, plugins and point-of-sale acceptance. | MiraclePay provides merchant payment infrastructure for customers to pay with crypto online or in person, with payment status, settlement, and reconciliation in one merchant flow. |
| WooCommerce integration | The official WooCommerce gateway supports WooCommerce 6.0 or newer, PHP 8.1 or newer, hosted checkout, webhooks and automatic order updates. | Eligible U.S. merchants can install the WooCommerce plugin and connect it using an approved API key after merchant approval and KYB. |
Plans
CoinPayments
- ASAP ModeFree
- Nightly ModeFree
- Payment processing to balanceFree
- Personal-wallet depositsFree
- Payment processingPrice not published
- WithdrawalsPrice not published
In their own words
CoinPayments
CoinPayments provides merchants with cryptocurrency payment processing, wallets, invoices and payment integrations through web and API access. Its homepage states that it accepts more than 40 cryptocurrencies. Merchants can set an exchange rate when creating an invoice, while incoming deposits may be detected within seconds and screened for risk before blockchain confirmation. Withdrawal batching combines payments from multiple callback addresses under one transaction fee, with savings stated at up to 90%. The REST JSON API covers wallets, transactions, invoices and signed webhooks; official SDKs are available for Python, JavaScript/Node.js/TypeScript and PHP. Listed checkout options include hosted checkout, invoice links, Buy Now buttons, white-label checkout and payment buttons. Official plugins are listed for WooCommerce 6.0+ and WHMCS 9.0+, with other platforms in development. The three listed processing plans are free, with fees of 3% or 3% plus network fees depending on the settlement option. CoinPayments says it cannot serve EU/EEA clients after 1 July 2026 due to MiCA requirements.
MiraclePay
MiraclePay provides merchant infrastructure for accepting cryptocurrency payments online or in person. Its flow combines payment status, settlement, and reconciliation. Hosted checkout lets customers choose an available asset, pay from a supported wallet, and follow confirmation without creating a separate MiraclePay account. Merchant channels include hosted checkout, dynamic QR payments, and Ingenico POS. Eligible U.S. merchants can add a WooCommerce plugin after approval and KYB. That flow lists BTC, ETH, USDT, USDC, SOL, and XRP, although final assets and networks depend on the approved account, and settlement is in USD subject to onboarding and configuration. The listed WooCommerce fee is priced on request, billed per transaction; account-specific terms are confirmed during onboarding. Some states, including New York State, may be excluded. The plugin is described for DTC ecommerce, high-ticket stores, and cross-border sellers. Other pricing is available on request.