Baasic vs ClearBank Embedded Banking
Baasic
baasic.com.brClearBank Embedded Banking
clear.bankSide by side
| Figure | Baasic | ClearBank Embedded Banking |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.9 (#8) | 7.8 (#10) |
| Accounts | Digital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel. | The offering includes retail and business current accounts, savings accounts, Flexible Cash ISAs, service accounts and operating accounts. |
| Integration time | Baasic says integrations typically take weeks with its production-ready infrastructure, documentation, and test environment. | ClearBank says average API integration takes 30–45 days, with its fastest recorded integration taking 14 days. |
| Integration timing | The maker says integrations typically take weeks and describes the infrastructure as ready for production. | ClearBank says average API integration takes 30–45 days, with its fastest on record at 14 days. |
| Intended customers | The platform is aimed at software businesses with an existing product and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. | The product is designed for established regulated firms, including fintechs, wealthtechs, corporates and platforms with a proven track record. |
| Payments | The payments API supports Pix collections, transfers and refunds, registered bank slips, payment splitting, and status webhooks. | Current accounts support UK payment schemes including Faster Payments and CHAPS, and the page also describes Bacs access for current accounts. |
Plans
In their own words
ClearBank Embedded Banking
ClearBank Embedded Banking has no write-up on Specifiction yet; its figures are above.