Bajet vs Board

Bajet Home Horizon is a free, open-source Malaysian financial planning tool available on the web. It uses take-home income, monthly commitments, and savings goals to show how financial changes may accumulate and estimate when a savings target could be reached. The tool is intended for longer-range planning rather than daily transaction logging or category sorting. Its local context includes RM, EPF, and Malaysian property prices. A home-buying simulator compares purchasing a first home now with waiting, using savings growth, mortgage calculations, and local prices. Bajet says accounts are unnecessary, data remains in the browser, and there is no cloud storage or upsell. The listed Home Horizon plan costs nothing. Scenario planning is supported, but there is no free trial because the product is already offered as a free plan.

Board is an enterprise planning platform that connects data, processes, and teams for financial and operational planning. Its listed functions include budgeting, forecasting, reporting, consolidation, supply planning, and workforce planning. Teams can model scenarios and trade-offs, plan for events, and compare forecasts with actuals. The platform also offers governed agentic AI with human oversight, governance, and accountability. Collaboration can extend beyond the enterprise. Additional components include an Office Add-In, SAP connector, parallel engines, and broadcasting package. Deployment options are cloud and on-premise, and the site supports recent versions of Chrome, Firefox, Safari, and Edge. Support resources include product support, training, Board Community, and a premium support plan. Plans include Finance, Supply chain, Retail, Sales, HR, and predictive analytics, with customized quotes based on specific needs; no prices are listed. The supplied pages state no free plan or free tier, and do not state a trial or refund policy. Board lists headquarters in Boston and Chiasso and a founding year of 1994.