Bank of America Mobile Point of Sale vs Josh.ai
Bank of America Mobile Point of Sale
business.bankofamerica.comJosh.ai
josh.aiSide by side
| Figure | Bank of America Mobile Point of Sale | Josh.ai |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 5 | 1 |
| Spec score · AI Voice Assistants | 7.9 (#5) | 7.9 (#6) |
| Support | The product includes 24/7 U.S.-based Merchant Services technical support. | Josh directs customers to its Help Center for support and integration information. |
Plans
Bank of America Mobile Point of Sale
- In-person swipe, dip and tap paymentsPriced on request
- Manual keyed-in paymentsPriced on request
- Online e-commerce paymentsPriced on request
- Charging Base D135$87, paid once
- Card Reader D135$109, paid once
In their own words
Bank of America Mobile Point of Sale
Bank of America Mobile Point of Sale combines the BofA Point of Sale Mobile app with the Mobile Card Reader D135 for mobile payment processing and sales reporting. Customers can pay by magnetic stripe, EMV, contactless Visa or Mastercard, signature debit, cash, or check recording, then receive receipts by email or text. The app brings Business Advantage and Merchant Services account management together. Use requires a Bank of America Merchant Services account and a Bank of America business checking account, with funds settled into that checking account; Business Advantage 360 enrollment is required for a Merchant Services account. The reader works with a compatible merchant-supplied iOS or Android phone or tablet. Listed rates are 2.65% + 10¢ per in-person sale, 3.50% + 15¢ for keyed payments, and 2.99% + 30¢ online. The D135 costs $109.00 once; its charging base costs $87.00 once.