Bank of America Mobile Point of Sale vs Moneris PAYD
Bank of America Mobile Point of Sale
business.bankofamerica.comMoneris PAYD
moneris.comSide by side
| Figure | Bank of America Mobile Point of Sale | Moneris PAYD |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 5 | 0 |
| Spec score · Mobile Payment Processing Software | 7.9 (#7) | 7.6 (#13) |
| Purpose | The Mobile Point of Sale solution combines the BofA Point of Sale Mobile app and Mobile Card Reader D135 for on-the-go payment processing and sales reporting. | Moneris PAYD lets merchants accept credit card payments on a mobile device using the PAYD app and card reader. |
| Support | The product includes 24/7 U.S.-based Merchant Services technical support. | Moneris’s PAYD support page links to setup and transaction help, Apple and Android user guides, and additional troubleshooting support. |
Plans
Bank of America Mobile Point of Sale
- In-person swipe, dip and tap paymentsPriced on request
- Manual keyed-in paymentsPriced on request
- Online e-commerce paymentsPriced on request
- Charging Base D135$87, paid once
- Card Reader D135$109, paid once
In their own words
Bank of America Mobile Point of Sale
Bank of America Mobile Point of Sale combines the BofA Point of Sale Mobile app with the Mobile Card Reader D135 for mobile payment processing and sales reporting. Customers can pay by magnetic stripe, EMV, contactless Visa or Mastercard, signature debit, cash, or check recording, then receive receipts by email or text. The app brings Business Advantage and Merchant Services account management together. Use requires a Bank of America Merchant Services account and a Bank of America business checking account, with funds settled into that checking account; Business Advantage 360 enrollment is required for a Merchant Services account. The reader works with a compatible merchant-supplied iOS or Android phone or tablet. Listed rates are 2.65% + 10¢ per in-person sale, 3.50% + 15¢ for keyed payments, and 2.99% + 30¢ online. The D135 costs $109.00 once; its charging base costs $87.00 once.
Moneris PAYD
Moneris PAYD has no write-up on Specifiction yet; its figures are above.