BankConnector vs Perfios Account Aggregator
BankConnector
bankconnector.comPerfios Account Aggregator
perfios.comSide by side
| Figure | BankConnector | Perfios Account Aggregator |
|---|---|---|
| Price from | €100/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | — |
| Windows | Yes | — |
| API | Yes | — |
| Plans published | 3 | 0 |
| Spec score · Bank Connectivity Software | 8.3 (#6) | 6.2 (#55) |
| Security | The security page describes per-record AES-256-GCM encryption, tenant isolation enforced with PostgreSQL row-level security, and an append-only, hash-chained audit journal. | Perfios says the FIU platform uses encryption and decryption, ReBIT schema contract validation, and quarterly and yearly interoperability and security audits. |
Plans
In their own words
BankConnector
BankConnector provides bank integration through an API and ready-made ERP add-ons. It accepts payment instructions as canonical JSON, validates them against ISO 20022 schemas, business rules, and bank-specific requirements, then converts them to each bank’s required format. The site lists 308 banks in 55 countries. Supported connection methods include EBICS, SFTP, Danske Bank Webservice, Nordea Corporate Access, OP Webservice, and Bank Connect. It returns payment confirmations and provides incoming transactions and balances daily, or live where a bank supports it. Data includes payment statuses, balances, and daily or intraday statements in formats such as pain.001, camt.053, MT940, normalized JSON, and CSV. A ready-made Uniconta add-on supports paying, approving, and reconciling in the Uniconta Windows client. Sandbox use is free and unlimited, and the first 10 production payments are free with no card or time limit. Monthly plans are 100.00 EUR, 250.00 EUR, and 500.00 EUR, excluding VAT.
Perfios Account Aggregator
Perfios Account Aggregator has no write-up on Specifiction yet; its figures are above.