Perfios Account Aggregator

Spec sheet

Deployment

Perfios says FIU Lite is built on the RBI-approved Account Aggregator network and can go live in less than three days.Read 5 Oct 2026 · perfios.ai

Security

Perfios says the FIU platform uses encryption and decryption, ReBIT schema contract validation, and quarterly and yearly interoperability and security audits.Read 5 Oct 2026 · perfios.ai

Headquarters

Bengaluru, IndiaRead 4 Oct 2026 · perfios.com

Company

Perfios describes itself as a provider serving financial institutions across origination, onboarding, decisioning, underwriting, and monitoring.Read 5 Oct 2026 · perfios.ai

Consent

The terms define a customer consent artefact that Perfios-AA obtains as prescribed under applicable directions.Read 5 Oct 2026 · fiu.perfios.com

Data export

FIU Lite says customer reports can be downloaded as XML, Excel, or PDF files.Read 5 Oct 2026 · perfios.ai

Eligible users

Perfios-AA’s terms say its services are for registered FIUs and are not for use by other entities.Read 5 Oct 2026 · fiu.perfios.com

Financial data

The listed information types include bank and NBFC deposits, securities, mutual funds, insurance policies, and National Pension System balances.Read 5 Oct 2026 · fiu.perfios.com

FIU features

Perfios’s FIU platform supports single or multi-consent flows and account discovery by account type, FI type, and FIP ID.Read 5 Oct 2026 · perfios.ai

Integration

The FIU platform is pre-integrated with Sahamati’s Central Registry and Token Server and with Perfios’s analytics engine.Read 5 Oct 2026 · perfios.ai

Pricing availability

Perfios’s FIU Lite page displays an enrollment cost of ₹ 1000 per month, billed annually with GST extra, including 100 data fetch transactions; it lists top-ups at ₹ 20 per data fetch transaction, billed annually with GST extra and a 200-transaction minimum.Read 5 Oct 2026 · perfios.ai

Service

Perfios-AA retrieves or collects customer financial information and consolidates, organizes, and presents it to the customer or a registered Financial Information User (FIU).Read 5 Oct 2026 · fiu.perfios.com

Support/contact

Perfios’s contact page provides an inquiry form for users to submit their company, contact details, and product of interest.Read 5 Oct 2026 · perfios.ai

Where Specifiction places it

• Bank Connectivity Software#55 of 716.2