BankConnector vs Pluggy
BankConnector
bankconnector.comPluggy
pluggy.aiSide by side
| Figure | BankConnector | Pluggy |
|---|---|---|
| Price from | €100/mo | 2.50 BRL/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| API | Yes | Yes |
| Plans published | 3 | 2 |
| Spec score · Bank Connectivity Software | 8.3 (#6) | 7.7 (#23) |
| Coverage | The site lists 308 supported banks in 55 countries. | Pluggy says its API connects to more than 220 financial institutions in Brazil. |
| Payments | It accepts canonical JSON and converts payment instructions to the ISO 20022 format required by each bank. | Its Payments product supports Pix initiation, one-time charges, recurring Pix Automatic payments, and cash management. |
| Product | BankConnector provides bank integration as a service through an API and ready-made ERP add-ons. | Pluggy provides Open Finance infrastructure for software to read financial data and move money in Brazil through one API. |
| Security | The security page describes per-record AES-256-GCM encryption, tenant isolation enforced with PostgreSQL row-level security, and an append-only, hash-chained audit journal. | Pluggy says its connection is encrypted and that users’ access credentials are not shared with third parties. |
| Support | The pricing page includes support and an SLA in all packages; the Uniconta partner page lists technical support by email and phone. | Pluggy offers ticket support and a Discord community, with specialized technical support and ticket SLA for Pro and Enterprise customers. |
Plans
In their own words
BankConnector
BankConnector provides bank integration through an API and ready-made ERP add-ons. It accepts payment instructions as canonical JSON, validates them against ISO 20022 schemas, business rules, and bank-specific requirements, then converts them to each bank’s required format. The site lists 308 banks in 55 countries. Supported connection methods include EBICS, SFTP, Danske Bank Webservice, Nordea Corporate Access, OP Webservice, and Bank Connect. It returns payment confirmations and provides incoming transactions and balances daily, or live where a bank supports it. Data includes payment statuses, balances, and daily or intraday statements in formats such as pain.001, camt.053, MT940, normalized JSON, and CSV. A ready-made Uniconta add-on supports paying, approving, and reconciling in the Uniconta Windows client. Sandbox use is free and unlimited, and the first 10 production payments are free with no card or time limit. Monthly plans are 100.00 EUR, 250.00 EUR, and 500.00 EUR, excluding VAT.