BankConnector vs Token.io Data
BankConnector
bankconnector.comToken.io Data
token.ioSide by side
| Figure | BankConnector | Token.io Data |
|---|---|---|
| Price from | €100/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| API | Yes | Yes |
| Plans published | 3 | 0 |
| Spec score · Bank Connectivity Software | 8.3 (#6) | 6.8 (#45) |
| Coverage | The site lists 308 supported banks in 55 countries. | Token.io's homepage states connectivity to over 567 million verified bank accounts in the UK and Europe. |
| Product | BankConnector provides bank integration as a service through an API and ready-made ERP add-ons. | Token.io Data lets users consent to share bank account balances, transactions, and/or account details with a third party. |
| Security certifications | The company says its OWASP ASVS, ISO 27001, and SOC 2 assessments are internal checklist work, and that ISO 27001 and SOC 2 certification and independent penetration testing are planned, not completed. | Token.io states it is ISO 27001:2013 certified, PCI-DSS Level 1 compliant, PSD2 compliant, and Cyber Essentials Certified. |
| Support | The pricing page includes support and an SLA in all packages; the Uniconta partner page lists technical support by email and phone. | Token.io's developer documentation directs users to [email protected] for feedback about the documentation. |
Plans
In their own words
BankConnector
BankConnector provides bank integration through an API and ready-made ERP add-ons. It accepts payment instructions as canonical JSON, validates them against ISO 20022 schemas, business rules, and bank-specific requirements, then converts them to each bank’s required format. The site lists 308 banks in 55 countries. Supported connection methods include EBICS, SFTP, Danske Bank Webservice, Nordea Corporate Access, OP Webservice, and Bank Connect. It returns payment confirmations and provides incoming transactions and balances daily, or live where a bank supports it. Data includes payment statuses, balances, and daily or intraday statements in formats such as pain.001, camt.053, MT940, normalized JSON, and CSV. A ready-made Uniconta add-on supports paying, approving, and reconciling in the Uniconta Windows client. Sandbox use is free and unlimited, and the first 10 production payments are free with no card or time limit. Monthly plans are 100.00 EUR, 250.00 EUR, and 500.00 EUR, excluding VAT.
Token.io Data
Token.io Data is an Account Information Service that lets a customer share bank-account information with a third party after explicit consent. Its API covers account details, balances, standing orders, and transactions. Documented uses include creditworthiness assessment, account-ownership verification, autofill, personal financial management, and balance display. Teams can use Token.io Hosted Pages or an API-only flow, with redirect, embedded, and decoupled authentication options. Data refresh is on demand, and connected banks can be filtered by country and supported features. Token.io states connectivity to over 567 million verified bank accounts in the UK and Europe across 21 countries. Token.io Limited is authorised by the UK FCA as an AISP and PISP; Token.io GmbH is authorised by BaFin as an AISP. The company lists ISO 27001:2013, PCI-DSS Level 1, PSD2, and Cyber Essentials credentials. Pricing is available on request.