Bankflow vs Caflou
Bankflow
bankflow.appCaflou
caflou.comSide by side
| Figure | Bankflow | Caflou |
|---|---|---|
| Price from | $14.99/mo | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 1 |
| Spec score · Cash Flow Management Software | 9.4 (#1) | 8.4 (#5) |
| API | A versioned REST API at api.bankflow.app accepts authenticated document uploads and returns normalized transaction data. | Caflou publishes API v1 documentation with bearer-token authentication and endpoints for account data and objects. |
| Integrations | Document outputs are supported for QuickBooks, Xero, Sage, NetSuite, MYOB, Wave, FreshBooks, GnuCash and Moneydance. | Listed integrations include Gmail or Outlook, Google Calendar, Google Drive, OneDrive, Dropbox, PayPal, Stripe, and Make. |
| Security | Bankflow says browser communications use TLS 1.2 or later, stored data is encrypted at rest, and access to production systems and customer data is restricted to authorized personnel. | Caflou says it uses HTTPS, stores passwords in encrypted form, offers optional two-step authentication, and makes backups at least daily that are deleted after 14 days. |
| Support | All plans include live chat and email support from the Bankflow team. | Caflou offers online chat and email support at [email protected], along with an education centre. |
Plans
In their own words
Bankflow
Bankflow turns bank and card statements into categorized transactions, monthly profit and loss, and cash runway figures for small businesses. It accepts PDF, CSV and Excel files in batches without requiring a bank or template selection first. Transactions are categorized automatically, merchant names are resolved, and users can save corrections as rules for later statements.
The cash flow view shows monthly income and spending, with runway estimates for current burn, essentials-only burn and no income. Users can model events such as losing a client or taking on a large one-off expense against their own history. Bank statement emails can be forwarded to a private import address; Bankflow says it does not request mailbox login access. Exports include Excel, CSV, OFX and QBO, with accounting layouts or imports for QuickBooks, Xero, Sage, MYOB and NetSuite. API access and webhooks are included on every plan, including Free, and API usage draws from credits. Free provides 50 one-time credits; paid plans start at $14.99 a month for 300 monthly credits. Every plan includes live chat and email support.
Caflou
Caflou is an online business management system for projects, teams, finances, customer relationships, and company activities. Project tools include work breakdown structures, Gantt charts, Kanban boards, budgets, and income and expense tracking. Finance features cover invoicing, cash-flow planning, bank payment imports, financial reports, bank synchronization, and views of cash position and inflows and outflows. Users can build rule-based automations without programming, while Caflou AI can extract data from received invoices. Listed integrations include Gmail, Outlook, Google Calendar, Google Drive, OneDrive, Dropbox, PayPal, Stripe, and Make; accounting connections include QuickBooks, Xero, Zoho Books, and FreshBooks. WooCommerce is import-only. Caflou publishes API v1 documentation with bearer-token authentication. It is available on web, Android, and iOS, with an API also listed as a platform. Caflou says it uses HTTPS, encrypts passwords, offers optional two-step authentication, and makes backups at least daily. It offers a free plan and describes its audience as companies with 1–100 people.