BankSync API vs Lunch Flow Platform API

BankSync API

Figure	BankSync API	Lunch Flow Platform API
Price from	$4/mo	$2.92/mo
Free plan	—	—
Free trial	Yes	Yes
Open source	—	—
Web	Yes	Yes
API	Yes	Yes
Plans published	5	6
Spec score · Financial Data APIs	8.1 (#7)	7.9 (#12)
Coverage	The API page says supported institutions span the US, Canada, Australia, the UK, and Europe.	Lunch Flow says its API provides bank and investment connectivity across 30+ countries.
Integrations	The integrations page lists Google Sheets, Excel, Notion, Airtable, MongoDB, MySQL, PostgreSQL, and Webhooks as available integrations.	Official destinations include Lunch Money, Actual Budget, Google Sheets, YNAB, MCP, CSV/OFX export, and the REST API.
Security	BankSync says access is read-only, uses regulated open banking without shared logins, and encrypts data with TLS 1.2+ in transit and AES-256 at rest.	The security guide says data is encrypted with AES-256 and that Lunch Flow never sees bank passwords or receives full account numbers.
Support	Pricing lists standard support with a 24–48 hour first-response target on Starter and Standard, priority support with a 4–8 hour target on Professional and Business, and a dedicated team with a 1–2 hour target on Enterprise.	The Platform API documentation directs users with questions or issues to [email protected].

BankSync API has no write-up on Specifiction yet; its figures are above.

Lunch Flow Platform API has no write-up on Specifiction yet; its figures are above.