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Lunch Flow Platform API

lunchflow.app

From $2.92/mo Free trial WebAPI
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Spec score 7.9 #16 of 71 in Bank Connectivity Software

Spec sheet

Purpose
The Platform API lets developers embed financial data in their own product, register users, connect bank accounts, and read transactions, balances, and holdings.Read 7 Oct 2026 · lunchflow.app
Integrations
Official destinations include Lunch Money, Actual Budget, Google Sheets, YNAB, MCP, CSV/OFX export, and the REST API.Read 7 Oct 2026 · lunchflow.app
Security
The security guide says data is encrypted with AES-256 and that Lunch Flow never sees bank passwords or receives full account numbers.Read 7 Oct 2026 · lunchflow.app
Support
The Platform API documentation directs users with questions or issues to [email protected].Read 7 Oct 2026 · lunchflow.app
Maker
The story page is signed by Amr Awad, who says he created Lunch Flow after seeking better multi-currency financial management tools.Read 7 Oct 2026 · lunchflow.app
Account data
The API can provide accounts, transactions, balances, and holdings after a user links a bank.Read 7 Oct 2026 · lunchflow.app
API pricing model
The site says developers can pay per usage or let end users pay directly, with no $2K/month minimum before they have users.Read 7 Oct 2026 · lunchflow.app
Community integrations
Lunch Flow says third-party community integrations are maintained by their makers and are not endorsed or supported by Lunch Flow.Read 7 Oct 2026 · lunchflow.app
Coverage
Lunch Flow says its API provides bank and investment connectivity across 30+ countries.Read 7 Oct 2026 · lunchflow.app
Institution coverage
The coverage page lists 25,000+ banks, brokerages, and credit unions across 40+ countries, connected through providers including MX, GoCardless, Finicity, SnapTrade, and Pluggy.Read 7 Oct 2026 · lunchflow.app
Integration flow
Developers can register users, direct them through an OAuth bank connection, and access their data server-side.Read 7 Oct 2026 · lunchflow.app
Normalized data
The API normalizes banks, brokerages, and investment platforms into one schema and routes to aggregators by region.Read 7 Oct 2026 · lunchflow.app
Payment options
The platform API supports either having end users pay the subscription or having the integrating business pay for it.Read 7 Oct 2026 · lunchflow.app
Read-only access
Lunch Flow says its bank connections can read data but cannot make transfers or payments or change account settings.Read 7 Oct 2026 · lunchflow.app
Token lifetime
Platform API access tokens expire after one hour and can be renewed using a refresh token.Read 7 Oct 2026 · lunchflow.app

Plans and prices

Individual $5.49 a month billed monthly 4 connections · $1.00 per additional connection Read 20 Sep 2026 · lunchflow.app
Individual $34.99 a year billed annually 2 connections · $10.00 per additional connection Read 20 Sep 2026 · lunchflow.app
Developers & teams Priced on request 30+ countries coverage Read 20 Sep 2026 · lunchflow.app
For individuals (monthly) $5.49 a month $5.49/month 4 connections included · $1.00 each additional connection Read 7 Oct 2026 · lunchflow.app
For individuals (annual) $34.99 a year $34.99 billed annually 2 connections included · $10.00 per extra · daily automatic syncs · unlimited destinations Read 7 Oct 2026 · lunchflow.app
For developers & teams Priced on request Custom RESTful API with OAuth connect flow · banks and investments in one schema · 30+ countries coverage · dedicated support Read 7 Oct 2026 · lunchflow.app

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