BankTree Personal Finance vs Wallet by BudgetBakers
BankTree Personal Finance
banktree.co.ukWallet by BudgetBakers
web.budgetbakers.comSide by side
| Figure | BankTree Personal Finance | Wallet by BudgetBakers |
|---|---|---|
| Price from | £3.50/mo | Free |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 7 | 4 |
| Spec score · Personal Finance Software | 8.7 (#21) | 8.8 (#10) |
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | No | Yes |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Security | BankTree Online states that its site certificate uses 2048-bit encryption, it does not store passwords, it logs account logins, and it supports two-factor authentication. | BudgetBakers states it is ISO 27001 certified, PCI DSS compliant, and PSD2 licensed, and that bank access is read-only. |
| Support | The maker offers support tickets, a knowledgebase, and tutorials covering accounts, budgets, imports, investments, reconciliation, and backups. | The download page lists priority support among Wallet's stated benefits. |
Plans
BankTree Personal Finance
- Starter£3.50 a month
- Premier£4.50 a month
- Desktop Personal Finance£35 a month
- BankTree Online TrialFree
- BankTree Desktop Personal Finance£35, paid once
- BankTree Online PremierPrice not published
- BankTree Online StarterPrice not published
Wallet by BudgetBakers
- FreeFree
- Premium LifetimePrice not published
- Premium MonthlyPrice not published
- Premium YearlyPrice not published
In their own words
BankTree Personal Finance
BankTree Personal Finance has no write-up on Specifiction yet; its figures are above.
Wallet by BudgetBakers
Wallet by BudgetBakers is a personal finance tracking and budgeting tool for Android, iOS, and web. It is not a bank and does not hold funds, send payments, or withdraw cash. Users can set category spending limits, receive overspending alerts, use AI-powered category assignment, and choose among multiple budget types. Wallet says it connects to over 15,000 financial institutions for transaction syncing and balance updates. It supports multiple currencies with automatic exchange-rate calculations, and imports historical records in CSV, XLS, or OFX formats. The mobile app lists real-time notifications, quick expense entry, receipt scanning, and offline mode. The web app lists analytics, bulk operations, report export, and multi-tab support. Premium includes Group Sharing for household expenses and savings goals, with control over shared accounts; its REST API provides access to transactions, accounts, budgets, and goals. BudgetBakers says bank access is read-only, and describes GDPR compliance and a right to data deletion. Wallet has a free plan, and a free trial is listed.