Basiq vs Enable Banking

Basiq

Figure	Basiq	Enable Banking
Price from	—	—
Free plan	—	—
Free trial	—	—
Open source	—	—
Web	Yes	Yes
API	Yes	Yes
Self-hosted	—	Yes
Plans published	1	1
Spec score · Bank Connectivity Software	7.3 (#31)	8.1 (#9)
Spec score · Financial Data APIs	7.3 (#21)	8.1 (#8)
Spec score · Financial Data Aggregation Platforms	7.3 (#10)	8.1 (#3)
Coverage	Basiq says it supports 136 financial institutions across Australia and New Zealand, covering 99% of the population and all CDR data holders.	Enable Banking says its API connects to more than 2,700 banks across 30 European countries.
Data access	Its data product connects to banking, superannuation, and energy data, including account details, transactions, balances, and usage information.	The API supports business and personal accounts and provides real-time account information and payment initiation.
Security	Basiq says data is retained only as long as needed, protected with encryption, and monitored for access and behavioural threats.	Enable Banking says its information security management system is certified to ISO/IEC 27001:2022.

Basiq has no write-up on Specifiction yet; its figures are above.

Enable Banking has no write-up on Specifiction yet; its figures are above.