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Basis Theory vs Hyperswitch Card Vault

Basis Theory

basistheory.com

Hyperswitch Card Vault

github.com

Side by side

FigureBasis TheoryHyperswitch Card Vault
Price from$995/moFree
Free plan—Yes
Free trial——
Open source——
WebYes—
Linux—Yes
iOSYes—
AndroidYes—
APIYesYes
Self-hosted—Yes
Plans published23
Spec score · Payment Tokenization Software8.0 (#5)8.6 (#4)
Data protectionThe maker says data is encrypted at rest and in transit with tenant-specific keys and communication uses TLS 1.2+.Hyperswitch documents signing card data before transmission, encrypting it to the vault, re-encrypting it with AES for storage, and encrypting the database at rest.
TokenizationIt tokenizes card data at the point of collection so raw primary account numbers do not touch customers’ systems.The product page describes storing network and processor tokens, raw card details, bank credentials, and wallet credentials.

Plans

Basis Theory

  • Standard platform$995 a month
  • EnterprisePriced on request

Basis Theory pricing →

Hyperswitch Card Vault

  • Self-Host Community EditionFree
  • Integrate Hyperswitch CloudPriced on request
  • Self-Host Enterprise EditionPriced on request

Hyperswitch Card Vault pricing →

In their own words

Basis Theory

Basis Theory is a cloud payment-data platform that centralizes sensitive information, governs access, and routes tokens to payment services. It tokenizes card data at collection so raw primary account numbers do not touch customers’ systems. Its tools include Proxy, Reactors, Elements, and Token Intents for routing, server-side logic, collecting sensitive data, and validating information before tokenization. Vault capabilities include Account Updater, BIN Details, Network Tokens, and 3DS. The maker says its API connects with existing payment service providers, listing Stripe, Adyen, Worldpay, Chase, Braintree, Nuvei, Amazon Pay, and ACI as examples. Documented SDKs cover.NET, Java, Go, NodeJS, Python, Terraform, React, JavaScript, iOS, Android, and React Native. Basis Theory states that it is PCI Level 1 compliant, SOC 2 Type II certified, ISO 27001 certified, and HIPAA compliant. It says data is encrypted at rest and in transit with tenant-specific keys, and communications use TLS 1.2+. The Standard platform costs $995 a month, includes 20,000 tokens, and charges $0.05 per additional token. Tokens added and deleted within a calendar month still count toward that month’s token total.

Visit basistheory.com

Hyperswitch Card Vault

Hyperswitch Card Vault has no write-up on Specifiction yet; its figures are above.

Visit github.com