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SPECIFICTION
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Basis Theory

basistheory.com

From $995/mo WebiOSAndroidAPI
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Spec score 8.0 #5 of 22 in Payment Tokenization Software

What it is

Basis Theory is a cloud payment-data platform that centralizes sensitive information, governs access, and routes tokens to payment services. It tokenizes card data at collection so raw primary account numbers do not touch customers’ systems. Its tools include Proxy, Reactors, Elements, and Token Intents for routing, server-side logic, collecting sensitive data, and validating information before tokenization. Vault capabilities include Account Updater, BIN Details, Network Tokens, and 3DS. The maker says its API connects with existing payment service providers, listing Stripe, Adyen, Worldpay, Chase, Braintree, Nuvei, Amazon Pay, and ACI as examples. Documented SDKs cover.NET, Java, Go, NodeJS, Python, Terraform, React, JavaScript, iOS, Android, and React Native. Basis Theory states that it is PCI Level 1 compliant, SOC 2 Type II certified, ISO 27001 certified, and HIPAA compliant. It says data is encrypted at rest and in transit with tenant-specific keys, and communications use TLS 1.2+. The Standard platform costs $995 a month, includes 20,000 tokens, and charges $0.05 per additional token. Tokens added and deleted within a calendar month still count toward that month’s token total.

Spec sheet

Product
Basis Theory centralizes sensitive payment data, governs access, and routes tokens to any PSP or service.Read 29 Sep 2026 · basistheory.com
Intended users
The maker lists creator economy, digital health, e-commerce, fintech, gaming, subscription platforms, and vertical SaaS as use cases.Read 29 Sep 2026 · basistheory.com
Integrations
The maker says its API connects with any existing payment service provider and displays Stripe, Adyen, Worldpay, Chase, Braintree, Nuvei, Amazon Pay, and ACI as examples.Read 29 Sep 2026 · go.basistheory.com
Security
Basis Theory states that it is PCI Level 1 compliant, SOC 2 Type II certified, ISO 27001 certified, and HIPAA compliant.Read 29 Sep 2026 · basistheory.com
Support
Implementation, bug, and issue support is available by email, with private Slack or Microsoft Teams channels offered through Sales.Read 29 Sep 2026 · basistheory.com
Headquarters
San Francisco, California, United StatesRead 28 Sep 2026 · basistheory.com
Company
The site identifies the company as Basis Theory Inc.Read 29 Sep 2026 · basistheory.com
Card features
Vault capabilities include Account Updater, BIN Details, Network Tokens, and 3DS.Read 29 Sep 2026 · basistheory.com
Data protection
The maker says data is encrypted at rest and in transit with tenant-specific keys and communication uses TLS 1.2+.Read 29 Sep 2026 · basistheory.com
Payment tools
Its platform includes Proxy, Reactors, Elements, and Token Intents for routing, server-side logic, collecting sensitive data, and validating data before tokenization.Read 29 Sep 2026 · basistheory.com
SDKs
Documented SDKs cover .NET, Java, Go, NodeJS, Python, Terraform, React, JavaScript, iOS, Android, and React Native.Read 29 Sep 2026 · developers.basistheory.com
Token billing limit
Tokens added and then deleted during a calendar month still count toward that month’s token total.Read 29 Sep 2026 · basistheory.com
Tokenization
It tokenizes card data at the point of collection so raw primary account numbers do not touch customers’ systems.Read 29 Sep 2026 · go.basistheory.com

Plans and prices

Standard platform $995 a month $995/month; platform fee charged at the beginning of the month 20,000 tokens included · $0.05 per additional token · 1MB payload limit · 24 hours of logs · US environment only Read 29 Sep 2026 · basistheory.com
Enterprise Priced on request Get in touch Additional PII and PHI compliance options · Unlimited monthly interactions per token · Custom log access and payload size · Uptime guarantees · Enterprise support options · SSO/SAML Read 29 Sep 2026 · basistheory.com

Every Basis Theory plan and price →

Strong points and limits

Strong points

  • Tokenizes card data at collection
  • Includes Network Tokens and 3DS
  • SDKs cover multiple languages and platforms
  • States PCI Level 1 compliance and SOC 2 Type II certification

Limits

  • Standard starts at $995 a month
  • 20,000 tokens included; additional tokens cost $0.05 each
  • Deleted tokens still count for the calendar month
  • Standard plan is US environment only

Who it suits

Basis Theory is aimed at organisations handling payment data that need tokenization, vaulting, and connections to payment services. Listed use cases include e-commerce, fintech, digital health, gaming, creator economy, subscription platforms, and vertical SaaS.

Verdict

Basis Theory combines payment-data tokenization, vault capabilities, and payment-service routing. Review the included token allowance and monthly counting rule when assessing the Standard plan.

Where Specifiction places it

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