Basis Theory vs DeloPay
Basis Theory
basistheory.com
DeloPay
delopay.netSide by side
| Figure | Basis Theory | DeloPay |
|---|---|---|
| Price from | $995/mo | $2.25/mo |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 6 |
| Spec score · Payment Tokenization Software | 8.0 (#5) | 9.2 (#1) |
| Company | The site identifies the company as Basis Theory Inc. | DeloPay says it is built and maintained by a three-person engineering team at Deloxity LLC. |
| Integrations | The maker says its API connects with any existing payment service provider and displays Stripe, Adyen, Worldpay, Chase, Braintree, Nuvei, Amazon Pay, and ACI as examples. | The connector catalog names Stripe, PayPal, Airwallex, Mollie, Rapyd, Klarna, Creem, Whop, e-Payouts, NomuPay, Cryptomus and NOWPayments. |
| Intended users | The maker lists creator economy, digital health, e-commerce, fintech, gaming, subscription platforms, and vertical SaaS as use cases. | The site describes use cases including e-commerce, SaaS and subscriptions, marketplaces, gaming, platforms and agencies, and international payments. |
| Product | Basis Theory centralizes sensitive payment data, governs access, and routes tokens to any PSP or service. | DeloPay is a payment orchestration platform that connects payment providers and routes transactions to a selected provider. |
| SDKs | Documented SDKs cover .NET, Java, Go, NodeJS, Python, Terraform, React, JavaScript, iOS, Android, and React Native. | Official SDKs are available for TypeScript, Java and Rust, with typed requests, retries and webhook verification. |
| Security | Basis Theory states that it is PCI Level 1 compliant, SOC 2 Type II certified, ISO 27001 certified, and HIPAA compliant. | The privacy policy says data is encrypted in transit and at rest, credentials are hashed with Argon2, and access uses role-based controls. |
| Support | Implementation, bug, and issue support is available by email, with private Slack or Microsoft Teams channels offered through Sales. | Sales and technical support are offered by email or dashboard tickets, with typical replies under four hours during EU business days. |
Plans
DeloPay
- Power$2.25 a month
- High volume$2.75 a month
- Scale$3.25 a month
- Growth$3.50 a month
- Starter$4 a month
- EnterprisePriced on request
In their own words
Basis Theory
Basis Theory is a cloud payment-data platform that centralizes sensitive information, governs access, and routes tokens to payment services. It tokenizes card data at collection so raw primary account numbers do not touch customers’ systems. Its tools include Proxy, Reactors, Elements, and Token Intents for routing, server-side logic, collecting sensitive data, and validating information before tokenization. Vault capabilities include Account Updater, BIN Details, Network Tokens, and 3DS. The maker says its API connects with existing payment service providers, listing Stripe, Adyen, Worldpay, Chase, Braintree, Nuvei, Amazon Pay, and ACI as examples. Documented SDKs cover.NET, Java, Go, NodeJS, Python, Terraform, React, JavaScript, iOS, Android, and React Native. Basis Theory states that it is PCI Level 1 compliant, SOC 2 Type II certified, ISO 27001 certified, and HIPAA compliant. It says data is encrypted at rest and in transit with tenant-specific keys, and communications use TLS 1.2+. The Standard platform costs $995 a month, includes 20,000 tokens, and charges $0.05 per additional token. Tokens added and deleted within a calendar month still count toward that month’s token total.
DeloPay
DeloPay is a payment orchestration platform that connects payment providers and routes transactions to a selected provider. Smart Routing chooses providers using cost, recent success rate, capability matching, and business rules. Merchants can use a hosted iFrame checkout for card input, 3-D Secure, wallets, and crypto; create payment links; use a WooCommerce plugin; or integrate through the REST API. DeloPay lists integrations including Stripe, PayPal, Airwallex, Klarna, Creem, e-Payouts, NomuPay, Cryptomus, and NOWPayments. It offers JavaScript/TypeScript and Java SDKs, while native mobile SDKs are on the roadmap. Subscriptions can be created, paused, resumed, and cancelled through one API when billed through a billing-capable connector such as Stripe Billing or PayPal. Listed rates are 4.00% per transaction for Starter, 3.50% for Growth, 3.25% for Scale, 2.75% for High volume, and 2.25% for Power; there is no monthly plan or setup fee. A free trial is offered, but no free plan is listed.