Basis Theory vs PayU
Basis Theory
basistheory.com
PayU
payu.inSide by side
| Figure | Basis Theory | PayU |
|---|---|---|
| Price from | $995/mo | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Payment Tokenization Software | 8.0 (#5) | 7.2 (#8) |
| Integrations | The maker says its API connects with any existing payment service provider and displays Stripe, Adyen, Worldpay, Chase, Braintree, Nuvei, Amazon Pay, and ACI as examples. | PayU offers APIs, SDKs and plugins, and names WooCommerce, Shopify, BigCommerce and Shopmatic as supported third-party platforms. |
| Security | Basis Theory states that it is PCI Level 1 compliant, SOC 2 Type II certified, ISO 27001 certified, and HIPAA compliant. | PayU describes its gateway as PCI-DSS Level 1 certified and an RBI-authorised payment aggregator, with encryption and fraud prevention tools. |
| Support | Implementation, bug, and issue support is available by email, with private Slack or Microsoft Teams channels offered through Sales. | PayU’s QR product page says representatives are available around the clock for support. |
Plans
In their own words
Basis Theory
Basis Theory is a cloud payment-data platform that centralizes sensitive information, governs access, and routes tokens to payment services. It tokenizes card data at collection so raw primary account numbers do not touch customers’ systems. Its tools include Proxy, Reactors, Elements, and Token Intents for routing, server-side logic, collecting sensitive data, and validating information before tokenization. Vault capabilities include Account Updater, BIN Details, Network Tokens, and 3DS. The maker says its API connects with existing payment service providers, listing Stripe, Adyen, Worldpay, Chase, Braintree, Nuvei, Amazon Pay, and ACI as examples. Documented SDKs cover.NET, Java, Go, NodeJS, Python, Terraform, React, JavaScript, iOS, Android, and React Native. Basis Theory states that it is PCI Level 1 compliant, SOC 2 Type II certified, ISO 27001 certified, and HIPAA compliant. It says data is encrypted at rest and in transit with tenant-specific keys, and communications use TLS 1.2+. The Standard platform costs $995 a month, includes 20,000 tokens, and charges $0.05 per additional token. Tokens added and deleted within a calendar month still count toward that month’s token total.