Basware vs Moss

Basware is a procure-to-pay platform that automates work across procurement, accounts payable, and invoice processing. Its e-invoicing tools capture invoices submitted through different supplier channels; AI can code and route them, match them against records, and handle exceptions. Procurement capabilities include hosted catalogs, supplier management, guided request intake, stock integration, and approval workflows that issue purchase orders when requisitions are approved. Basware says its solutions connect to more than 250 ERP systems, including SAP, Oracle, and Microsoft, through open APIs and certified integrations. They can also use purchase-order data from existing procurement or ERP systems, complementing rather than replacing those systems. The platform is available on Android, iOS, and the web, with API access. Basware identifies global organizations processing more than 50,000 invoices annually, finance shared service centers, and multi-ERP environments as potential fits. Support is available by chat, web, and phone, plus a 24/7 AI-powered self-service chatbot. Pricing is tailored and available on request; no free plan is listed.

Moss is a spend management platform for SMEs that combines corporate cards, accounts payable, reimbursements and accounting automation. Businesses can set card limits and merchant rules, create approval chains and purchase requests, and check budgets before spending. It offers physical and virtual Mastercard corporate cards, including unlimited virtual cards with real-time controls. Employees can upload receipts through the web or mobile app and add cost centres and VAT rates to transactions. Moss lists integrations with accounting software including Xero, Oracle NetSuite, QuickBooks Online, Microsoft Business Central, DATEV, AFAS, Exact and SAP Business One, alongside HR, SSO and productivity integrations. Its API supports custom integrations, automation, reporting and analytics. The free plan is free and covers up to 3 users, unlimited cards and up to 20 invoices monthly, using a debit-only wallet. Paid plans have no listed price and include expanded controls, integrations and onboarding support. Moss says its credit account can offer up to €2,500,000 with payment terms up to 60 days. Its stated security and compliance provisions include ISO/IEC 27001:2022 certification, GDPR compliance, DORA compliance and BaFin regulation under PSD2.